This analysis describes what Bank of America's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
Consumers have an actionable right to limit the flow of their creditworthiness data to Bank of America's affiliates, meaning this sharing is not automatic and unrestricted.
Interpretive note: The excerpt is a table row snippet ('Yes Yes') without full column headers provided. The interpretation that the second 'Yes' confirms consumer opt-out availability is standard for Bank of America privacy notice table formatting, but the column headers are not reproduced verbatim in the excerpt, introducing minor inferential reliance.
You may limit Bank of America's sharing of your creditworthiness information with its affiliates for everyday business purposes.
How other platforms handle this
Protect us, our business, our users, and others, for example to enforce our terms of service, prevent spam or other unwanted communications, and investigate or protect against fraud
we may use, retain or share information with law enforcement or others in circumstances where a person's vital interests require protection, such as in the case of emergencies.
Any such de-identified genetic information and phenotypic information we share with third parties for research purposes is done in accordance with Part 46 (beginning with Section 46.101) of Title 45 of the Code of Federal Regulations.
"For our affiliates' everyday business purposes — information about your creditworthiness Yes YesExcerpt from Bank of America's Privacy Notice
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Consumers have an actionable right to limit the flow of their creditworthiness data to Bank of America's affiliates, meaning this sharing is not automatic and unrestricted.
You may limit Bank of America's sharing of your creditworthiness information with its affiliates for everyday business purposes.
ConductAtlas has identified this type of provision across 288 platforms. See the full comparison.
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