Any legal issues under this agreement are decided under Texas law, even if you live in a different state with more protective consumer laws.
This analysis describes what AT&T's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
Texas law may provide fewer consumer protections than your home state; however, courts sometimes apply the consumer's home state law for consumer protection claims regardless of a contract's choice-of-law clause.
Interpretive note: Courts in multiple states apply home state consumer protection law regardless of choice-of-law clauses, making the practical effect of this provision highly dependent on the jurisdiction of the dispute and the nature of the claim.
This clause asserts that Texas law governs your agreement with AT&T, which may limit access to stronger consumer protections available under your home state's laws, though courts may override this clause for consumer protection claims depending on jurisdiction.
How other platforms handle this
These Terms shall be governed by the laws of the State of California, excluding its conflicts of law rules, and the federal laws of the United States. Any dispute arising from or relating to the subject matter of these Terms shall be finally settled by arbitration in San Francisco County, California...
These Terms of Service and any dispute or claim arising out of or in connection with them or their subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the laws of the State of Delaware, without giving effect to any choice o...
These Terms are governed by the laws of the State of Minnesota, without giving effect to any choice of law or conflict of law provisions. Any disputes not subject to arbitration will be resolved in the state or federal courts located in Hennepin County, Minnesota.
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"This Agreement shall be governed by the laws of the State of Texas, without regard to conflict of law principles, except as preempted by federal law, including the Federal Arbitration Act.— Excerpt from AT&T's AT&T Terms of Service
REGULATORY LANDSCAPE: Choice-of-law clauses in consumer contracts interact with the Restatement Second of Conflict of Laws and state consumer protection statutes that include anti-waiver provisions prohibiting choice-of-law to avoid home state consumer protections. California, New York, New Jersey, and other states have established that their consumer protection statutes apply to transactions with their residents regardless of contractual choice-of-law. The FAA preempts state law for arbitration-related choice-of-law questions. GOVERNANCE EXPOSURE: Low to Medium. Choice-of-law clauses favoring the company's home state are common in telecommunications and other consumer contracts. The practical significance depends on whether a specific dispute involves a claim where Texas law provides materially different outcomes than the consumer's home state law, which is fact-specific. JURISDICTION FLAGS: California courts routinely apply California consumer protection law (including CLRA, UCL, and CCPA) to California residents regardless of contractual choice-of-law provisions that would deprive residents of protections afforded by California law. New Jersey and several other states have similar anti-waiver provisions in their consumer protection statutes. The choice of Texas law may be particularly significant for disputes involving statutory damages under state consumer protection laws. CONTRACT AND VENDOR IMPLICATIONS: Business customers contracting under these terms should assess whether their enterprise agreements specify a different governing law and jurisdiction more favorable to their operational location. Litigation strategy in any dispute should evaluate whether home state consumer protection claims survive the Texas choice-of-law clause under applicable conflict of laws principles. COMPLIANCE CONSIDERATIONS: Legal teams assessing exposure for consumer claims against AT&T services should evaluate home state consumer protection law applicability alongside the contractual Texas choice-of-law, particularly for California, New York, and New Jersey residents. Do not assume that the Texas choice-of-law clause will be enforced to defeat home state statutory consumer protection claims.
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Texas law may provide fewer consumer protections than your home state; however, courts sometimes apply the consumer's home state law for consumer protection claims regardless of a contract's choice-of-law clause.
This clause asserts that Texas law governs your agreement with AT&T, which may limit access to stronger consumer protections available under your home state's laws, though courts may override this clause for consumer protection claims depending on jurisdiction.
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