Minnesota law governs the terms, and any disputes not resolved through arbitration must be litigated in state or federal courts in Hennepin County, Minnesota.
This analysis describes what Target's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This provision establishes Minnesota as the governing legal jurisdiction and Hennepin County courts as the venue for non-arbitrated disputes, which may require users located in other states to litigate in Minnesota if they pursue court-based claims. Choice-of-law clauses may be subject to challenge where the selected law conflicts with the mandatory consumer protection rules of the user's home state.
Interpretive note: The enforceability of the forum selection clause against consumers in jurisdictions with mandatory consumer protection laws may vary; courts in some states have declined to enforce out-of-state forum selection clauses in consumer adhesion contracts.
Target updated its Terms and Conditions on June 10, 2026, modifying provisions related to dispute resolution, account management, and service usage. The updated terms continue to include arbitration agreements, class action waivers, and jury trial waivers as part of the dispute resolution framework. The extent to which individual provisions were modified materially cannot be assessed from the available diff; consumers should review the complete updated Terms and Conditions at Target.com to understand specific changes to provisions affecting their rights.
View change record →Target removed specific language that explained how Target Circle Bonus rewards are earned, calculated, and reflected in customer accounts across different purchase methods (online, in-store, Same Day Delivery, Order Pickup, Drive Up). Previously, the terms clarified that online orders counted as one transaction unless they included Target Plus items or used Same Day Delivery, and specified timing for when bonuses would appear (24 hours for in-store, upon shipment/pickup/delivery for online). Without this clarity, customers must now rely on in-app displays or support channels to understand exactly how their purchases contribute to bonus eligibility, which may create confusion about reward calculation or disputes over earned benefits.
View change record →Target's updated Terms and Conditions now include explicit governance for its Target Circle loyalty program and Target Circle 360 membership. The updated terms establish that membership is voluntary and that by joining or continuing to use the program, members agree to Target Circle-specific terms and the Privacy Policy in effect at that time. The terms authorize Target to update the Target Circle Terms, the Target App, or the website at any time without advance notice, with continued program participation constituting acceptance of those updates. You can choose not to join Target Circle or can stop participating in the program to avoid binding yourself to these updated terms.
View change record →Under this clause, disputes between users and Target that are not resolved through arbitration, including small claims court actions and intellectual property matters, must be brought in Minnesota courts. Users located outside Minnesota may face geographic and practical barriers to pursuing court-based claims.
How other platforms handle this
In the EU and EEA, the choice of Texas governing law shall not apply only where a mandatory consumer protection law explicitly prohibits such choice of law provisions.
For any claims that are not subject to arbitration...U.S. Residents: Delaware law; venue exclusively in the state or federal courts in New Castle County, Delaware
These Terms are governed by the laws of the State of California and the United States without regard to conflicts of laws provisions
"These Terms are governed by the laws of the State of Minnesota, without giving effect to any choice of law or conflict of law provisions. Any disputes not subject to arbitration will be resolved in the state or federal courts located in Hennepin County, Minnesota.Excerpt from Target's Terms and Conditions
(1) REGULATORY LANDSCAPE: Choice-of-law and forum selection clauses in consumer contracts are subject to state and federal scrutiny; courts in consumer-protective jurisdictions such as California may decline to enforce forum selection clauses that deprive residents …
Enforcement risk, jurisdiction flags, contract triggers, and due diligence action items.
Search "[your state] attorney general consumer complaint" to find your state's direct complaint form
Get the research letter
Companies change their terms quietly. We read every version and catch what actually changed. One email a week on the changes that matter and what they mean.
This provision establishes Minnesota as the governing legal jurisdiction and Hennepin County courts as the venue for non-arbitrated disputes, which may require users located in other states to litigate in Minnesota if they pursue court-based claims. Choice-of-law clauses may be subject to challenge where the selected law conflicts with the mandatory consumer protection rules of the user's home state.
Under this clause, disputes between users and Target that are not resolved through arbitration, including small claims court actions and intellectual property matters, must be brought in Minnesota courts. Users located outside Minnesota may face geographic and practical barriers to pursuing court-based claims.
ConductAtlas has identified this type of provision across 267 platforms. See the full comparison.
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Target.