146 Total

Key Facts · in the document’s own words

May Apple Pay charge a user's other eligible payment methods when the primary payment method cannot be charged?
“If your primary payment method cannot be charged for any reason...you authorize Apple to attempt to charge your other eligible payment methods in order from top to bottom as they appear on your account settings payments page.”
Version CA-V-006958, captured Sept. 15, 2026 · live source ↗
Our reading, not the document’s words
Apple Pay is authorized to charge a user's other eligible payment methods, in order from top to bottom as they appear on the account settings payments page, when the primary payment method cannot be charged for any reason.
What does Apple Pay have the right to do without liability to the user?
“You agree that Apple has the right, without liability to you, to disclose any data and/or information to law enforcement authorities, government officials, and/or a third party, as Apple believes is reasonably necessary or appropriate to enforce and/or verify compliance...”
Version CA-V-006958, captured Sept. 15, 2026 · live source ↗
Our reading, not the document’s words
Apple Pay has the right, without liability to the user, to disclose any data and/or information to law enforcement authorities, government officials, and/or a third party as Apple believes is reasonably necessary or appropriate to enforce and/or verify compliance.
When may Apple Pay terminate the Agreement and/or a user's Apple Account?
“If you fail, or Apple suspects that you have failed, to comply with any of the provisions of this Agreement, Apple may, without notice to you: (i) terminate this Agreement and/or your Apple Account...”
Version CA-V-006958, captured Sept. 15, 2026 · live source ↗
Our reading, not the document’s words
Apple Pay may terminate the Agreement and/or a user's Apple Account without notice if the user fails, or Apple suspects the user has failed, to comply with any provision of the Agreement.
What does Apple Pay reserve the right to do at any time?
“Apple reserves the right at any time to modify this Agreement and to add new or additional terms or conditions on your use of the Services. Such modifications and additional terms and conditions will be effective immediately...”
Version CA-V-006958, captured Sept. 15, 2026 · live source ↗
Our reading, not the document’s words
Apple Pay reserves the right at any time to modify the Agreement and to add new or additional terms or conditions on a user's use of the Services, with such modifications and additional terms being effective immediately.
What is the Licensor's total liability to a user for all damages capped at?
“In no event shall Licensor's total liability to you for all damages (other than as may be required by applicable law in cases involving personal injury) exceed the amount of two hundred and fifty dollars ($250.00).”
Version CA-V-006958, captured Sept. 15, 2026 · live source ↗
Our reading, not the document’s words
The Licensor's total liability to a user for all damages is capped at $250.00, except as may be required by applicable law in cases involving personal injury.
May Content be removed from Apple Pay's Services and become unavailable for further download or access?
“Content may be removed from the Services and become unavailable for further download or access from Apple (for instance, because Apple loses its right from the Content provider to make it available).”
Version CA-V-006958, captured Sept. 15, 2026 · live source ↗
Our reading, not the document’s words
Content may be removed from Apple Pay's Services and become unavailable for further download or access from Apple.
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Summary
Generated by a model from the captured document; not read by a person

These terms govern how you use Apple Pay's Services and Content, limiting use to personal, noncommercial purposes. Key points that most affect you: your subscriptions renew automatically until you cancel them in your account settings; all transactions are final; if your primary payment method fails, Apple Pay can charge your other eligible payment methods in order without asking you again; and Apple Pay can change these terms at any time with immediate effect.

Analysis

The Apple Media Services Terms establish the conditions under which Apple Pay provides its Services and Content to users, granting Apple Pay broad unilateral authority across several critical dimensions. Apple Pay reserves the right to modify the Agreement and add terms with immediate effect, to terminate a user's Apple Account without notice upon actual or suspected non-compliance, and to share any user data with law enforcement, government officials, or third parties at its discretion without liability. Users grant Apple Pay a worldwide, royalty-free, perpetual, nonexclusive license to use submitted materials for Services, marketing, and internal purposes; all transactions are established as final; and the Licensor's total liability to any user is capped at $250.00, except as applicable law may require in personal injury cases. Users are additionally required to indemnify Apple against claims arising from their use of or breach of the Agreement, and waive the right to sue or recover damages from Apple for enforcement decisions affecting their access.

What this means for you

As a user, you are bound immediately by any changes Apple Pay makes to these terms, with no notice period before they take effect. Your access to purchased content is not guaranteed — Apple Pay can remove content from its Services, making it unavailable for download or access. Your account can be terminated without notice if Apple suspects, even without confirmation, that you have not complied with the Agreement. Apple Pay can share any of your data with law enforcement, government officials, or third parties without liability when it deems this reasonably necessary. Your total recoverable damages from the Licensor are capped at $250.00, and you waive the right to sue Apple for decisions that remove your access to content or Services. To avoid unwanted recurring charges, you can cancel subscriptions at any time through the Manage Subscriptions section of your account settings.

Institutional Analysis
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1 important change detected

3 versions captured · Latest change detected by ConductAtlas: September 2026

What changed Apple Pay updated its Media Services Terms to add restrictions on AI model training, clarify subscription commitment terms, and expand the definition of Apple Bundles. The updated terms now prohibit using Services, Content, or outputs to train or fine-tune AI models. Subscription commitment terms are now explicitly stated, with refunds limited to periods of access already paid for but not yet provided. The definition of Apple Bundles was broadened to include any bundle containing Apple Subscriptions, not just Apple One.
Why this matters The updated terms establish new restrictions on how users may employ Apple's services and content. Users are now explicitly prohibited from using Services, Content, or any outputs from them to train, fine-tune, or improve any artificial intelligence model or other software. For subscription commitments, refunds are limited to periods of access already paid for but not yet provided, with no refund due for future billing periods where payment has not yet been collected. Free trials or offers cannot be combined with any Apple Bundle (expanded from Apple One only), and trials will not be paused if you subscribe to an Apple Bundle, even if you have access to the same subscription through the bundle. You can cancel your subscription in your account settings at any time without additional charge if you do not wish to receive added services or features.
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Clauses withheld

We withheld clauses we had published from this document. Each withholding is recorded in our correction log:

Featured provisions
Generated by a model from the captured document; not read by a person

Complete Provision Index

Every distinct legal provision identified in this document. Featured provisions appear above with analysis.

146 provisions
12 featured
21 clause types
Acceptable Use Restrictions 36
Show all 36 acceptable use restrictions provisions
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Archival ProvenanceSource & Archival Record
This version captured September 15, 2026 01:13 UTC
Last successful capture October 21, 2026 00:54 UTC
Date stated by the document September 14, 2026 (as printed in this version)
Capture Method Automated scheduled archival capture
Document ID CA-D-000023
Version ID CA-V-006958
SHA-256 (extracted text, extractor v5) 53e35e4a743e0ff8cad4ec9d65194586fe9a8184fb6a4ea98d67d768d0c521b0
Archived bytes SHA-256 (anchor) 7d5a377e3a811cde20fdf639ea9fa7649c85eb6899fdf8920688b1a2da258543
✓ Snapshot stored ✓ Archived bytes anchored (verified Sept. 15, 2026)

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