“Except to the extent prohibited by law, you hereby grant Apple a worldwide, royalty-free, perpetual, nonexclusive license to use the materials you submit within the Services and related marketing as well as to use the materials you submit for Apple internal purposes.”
This analysis describes what Apple Pay's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The license is perpetual and royalty-free, meaning Apple Pay retains the right to use submitted materials indefinitely without compensation to the user.
The updated terms establish new restrictions on how users may employ Apple's services and content. Users are now explicitly prohibited from using Services, Content, or any outputs from them to train, fine-tune, or improve any artificial intelligence model or other software. For subscription commitments, refunds are limited to periods of access already paid for but not yet provided, with no refund due for future billing periods where payment has not yet been collected. Free trials or offers cannot be combined with any Apple Bundle (expanded from Apple One only), and trials will not be paused if you subscribe to an Apple Bundle, even if you have access to the same subscription through the bundle. You can cancel your subscription in your account settings at any time without additional charge if you do not wish to receive added services or features.
View change record →A reader who submits materials within Apple Pay's Services grants Apple a permanent, worldwide, royalty-free license to use those materials in the Services, in marketing, and internally.
How other platforms handle this
User grants to Stripe...a perpetual, worldwide, non-exclusive, irrevocable, royalty-free license to use that Feedback for any purpose.
We hereby assign to you all our right, title, and interest, if any, in and to Output.
The license granted to you for the App is a limited, non-transferable license to use the App on Mac product that you own or control and as permitted by the Usage Rules that are part of the terms of service in the Mac App Store.
"Except to the extent prohibited by law, you hereby grant Apple a worldwide, royalty-free, perpetual, nonexclusive license to use the materials you submit within the Services and related marketing as well as to use the materials you submit for Apple internal purposes.Excerpt from Apple Pay's Apple Media Services Terms
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The license is perpetual and royalty-free, meaning Apple Pay retains the right to use submitted materials indefinitely without compensation to the user.
A reader who submits materials within Apple Pay's Services grants Apple a permanent, worldwide, royalty-free license to use those materials in the Services, in marketing, and internally.
ConductAtlas has identified this type of provision across 249 platforms. See the full comparison.
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