Provision record
Apple Pay · Apple Media Services Terms · View original document ↗

Apple may charge alternate payment methods

High confidence Common · 219 of 343 platforms

Key Facts · in the document’s own words

May Apple Pay charge a user's other eligible payment methods when the primary payment method cannot be charged?
“If your primary payment method cannot be charged for any reason...you authorize Apple to attempt to charge your other eligible payment methods in order from top to bottom as they appear on your account settings payments page.”
Version CA-V-006958, captured Sept. 15, 2026 · live source ↗
Our reading, not the document’s words
Apple Pay is authorized to charge a user's other eligible payment methods, in order from top to bottom as they appear on the account settings payments page, when the primary payment method cannot be charged for any reason.
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This analysis describes what Apple Pay's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

Generated by a model from the captured document; not read by a person

Users may be charged on a secondary or tertiary payment method without any additional confirmation step at the time of the failed transaction.

Recent Activity

This document changed recently

Medium Sep 15, 2026

The updated terms establish new restrictions on how users may employ Apple's services and content. Users are now explicitly prohibited from using Services, Content, or any outputs from them to train, fine-tune, or improve any artificial intelligence model or other software. For subscription commitments, refunds are limited to periods of access already paid for but not yet provided, with no refund due for future billing periods where payment has not yet been collected. Free trials or offers cannot be combined with any Apple Bundle (expanded from Apple One only), and trials will not be paused if you subscribe to an Apple Bundle, even if you have access to the same subscription through the bundle. You can cancel your subscription in your account settings at any time without additional charge if you do not wish to receive added services or features.

View change record →

Consumer impact (what this means for users)

Generated by a model from the captured document; not read by a person

A reader's backup payment methods can be charged automatically and sequentially if their primary method cannot be processed.

How other platforms handle this

Target

If we are unable to renew your Target Circle 360 membership with the payment card you used when you started your membership, we will attempt to renew your membership by charging another payment card in your Target.com account...

Booking.com

Depending on which Flight you choose, you may be charged a service fee by us and/or the Third-Party Aggregator.

Smartsheet

Customer will remit payments by only electronic means (including by wire, ACH or, for amounts less than $25,000 USD, by credit card), with a notation to applicable invoice numbers.

See all platforms with this clause type →
▸ View Original Clause Language DOCUMENT RECORD
"
If your primary payment method cannot be charged for any reason...you authorize Apple to attempt to charge your other eligible payment methods in order from top to bottom as they appear on your account settings payments page.

Excerpt from Apple Pay's Apple Media Services Terms

Provision details

Document information
Document
Apple Media Services Terms
Entity
Apple Pay
Date stated by the document
Sept. 14, 2026
As printed in Apple Pay’s text (version CA-V-006958), not a ConductAtlas date.
Tracking information
First captured by ConductAtlas
March 6, 2026
Text quoted from version
CA-V-006958, captured Sept. 15, 2026
Record ID
CA-P-018347
Document ID
CA-D-000023
Evidence Provenance
Source URL
Wayback Machine
Archived bytes SHA-256 (version CA-V-006958)
7d5a377e3a811cde20fdf639ea9fa7649c85eb6899fdf8920688b1a2da258543
Analysis generated
April 27, 2026 10:30 UTC
Methodology
Evidence
✓ Excerpt found in version CA-V-006958, captured Sept. 15, 2026 (checked Oct. 5, 2026)
Citation Record
Entity: Apple Pay
Document: Apple Media Services Terms
Record ID: CA-P-018347
Version: CA-V-006958
Captured: 2026-09-15 01:13:47 UTC
SHA-256: 7d5a377e3a811cde…
URL: https://conductatlas.com/platform/apple-pay/apple-media-services-terms/provision/CA-P-018347/apple-may-charge-alternate-payment-methods/
Accessed: Oct. 24, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Categories

Other risks in this policy

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Frequently Asked Questions

What does Apple Pay's Apple may charge alternate payment methods clause do?

Users may be charged on a secondary or tertiary payment method without any additional confirmation step at the time of the failed transaction.

How does this clause affect you?

A reader's backup payment methods can be charged automatically and sequentially if their primary method cannot be processed.

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 219 platforms. See the full comparison.

Is ConductAtlas affiliated with Apple Pay?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Apple Pay.