This analysis describes what Apple Pay's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The updated terms establish new restrictions on how users may employ Apple's services and content. Users are now explicitly prohibited from using Services, Content, or any outputs from them to train, fine-tune, or improve any artificial intelligence model or other software. For subscription commitments, refunds are limited to periods of access already paid for but not yet provided, with no refund due for future billing periods where payment has not yet been collected. Free trials or offers cannot be combined with any Apple Bundle (expanded from Apple One only), and trials will not be paused if you subscribe to an Apple Bundle, even if you have access to the same subscription through the bundle. You can cancel your subscription in your account settings at any time without additional charge if you do not wish to receive added services or features.
View change record →How other platforms handle this
material that, in our sole judgment of us, is objectionable or which restricts or inhibits any other person from using the Services, or which may expose Kling AI...to any harm or liability of any type.
Ro reserves the right at any time and for any reason to modify, or temporarily or permanently discontinue, the Services or any portion thereof, with or without notice.
upload, post, transmit, share, store or otherwise make available content that, in the sole judgment of Impact, is objectionable or which restricts or inhibits any other person from using or enjoying...
"Content may not be available for Redownload if that Content is no longer offered on our Services. Content also may be removed from our Services at any time...after which it cannot be downloaded, redownloaded, or otherwise accessed from Apple.Excerpt from Apple Pay's Apple Media Services Terms
Buried in Robinhood's customer agreement is broad authority to close your positions, suspend your account, and force arbitration. Here is what it actually says.
Stripe's terms authorize fund reserves, payout withholding, and account termination. Here is what the agreement states and what business owners should review.
Get the weekly coverage letter
Companies change their terms without announcing it. We capture governance documents, compare each new version with the last, and publish what changed, with the source text behind it. One email a week on what we found and what we could not reach.
The clause states: “Content may not be available for Redownload if that Content is no longer offered on our Services. Content also may be removed from our Services at any time...after which it cannot be downloaded, redownloaded, or otherwise accessed from Apple.”
ConductAtlas has identified this type of provision across 249 platforms. See the full comparison.
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Apple Pay.