Anthropic · Anthropic Consumer Terms · View original document ↗

Liability Cap at $100 or Fees Paid

Medium severity Medium confidence Inferredfromcontext Unique · 0 of 325 platforms
Share 𝕏 Share in Share 🔒 PDF
Monitor governance changes for Anthropic Create a free account to receive the weekly governance digest and monitor one platform for governance changes.
Create free account No credit card required.
Document Record

What it is

Anthropic's financial liability to you for any claims related to the services is capped at the greater of the fees you paid in the past 12 months or $100, whichever is higher.

This analysis describes what Anthropic's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

The liability cap means that regardless of the nature or extent of harm a user experiences in connection with the services, Anthropic's maximum financial exposure to that user is limited to a relatively small dollar amount, which may significantly limit available remedies.

Interpretive note: The document text was truncated and the exact liability cap language was not included in the excerpt; the $100 floor and 12-month fee reference is inferred from standard Anthropic terms and contextual references, but the precise formulation could not be directly quoted.

Consumer impact (what this means for users)

Users who pay little or nothing for the service (such as free tier users) may be limited to recovering no more than $100 from Anthropic for any claim arising from use of the services. This cap may require evaluation under applicable consumer protection law in jurisdictions that restrict or prohibit such limitations for consumer contracts.

How other platforms handle this

Signal Medium

THE SIGNAL PARTIES WILL NOT BE LIABLE TO YOU FOR ANY LOST PROFITS OR CONSEQUENTIAL, SPECIAL, PUNITIVE, INDIRECT, OR INCIDENTAL DAMAGES RELATING TO, ARISING OUT OF, OR IN ANY WAY IN CONNECTION WITH OUR TERMS, US, OR OUR SERVICES, EVEN IF THE SIGNAL PARTIES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH...

Fitbit Medium

TO THE EXTENT PERMITTED BY LAW, THE TOTAL LIABILITY OF FITBIT, AND ITS SUPPLIERS AND DISTRIBUTORS, FOR ANY CLAIMS UNDER THESE TERMS, INCLUDING FOR ANY IMPLIED WARRANTIES, IS LIMITED TO THE AMOUNT YOU PAID US TO USE THE SERVICES (OR, IF WE CHOOSE, TO SUPPLYING YOU THE SERVICES AGAIN) DURING THE TWELV...

Craigslist Medium

To the full extent permitted by law, craigslist, Inc., and its officers, directors, employees, agents, licensors, affiliates, and successors in interest ("CL Entities") (1) make no promises, warranties, or representations as to CL, including its completeness, accuracy, availability, timeliness, prop...

See all platforms with this clause type →

Monitoring

Anthropic has changed this document before.

Receive same-day alerts, structured change summaries, and monitoring for up to 10 platforms.

Start Watcher free trial Or create a free account →
ConductAtlas Analysis

Institutional analysis (Compliance & governance intelligence)

(1) REGULATORY LANDSCAPE: Liability limitation clauses in consumer contracts engage consumer protection frameworks in multiple jurisdictions. In the EU, the Unfair Terms in Consumer Contracts Directive restricts terms that significantly imbalance consumer rights. In the UK, the Consumer Rights Act 2015 limits the enforceability of certain liability exclusions in consumer contracts. In the US, the enforceability of liability caps against consumers varies by state; some states restrict or void such clauses in consumer contracts. The FTC may also evaluate such caps under its unfair practices authority. (2) GOVERNANCE EXPOSURE: Medium. A $100 floor liability cap is a common structural feature in technology company consumer terms, but its enforceability is jurisdiction-dependent, particularly in EU and UK consumer contracts. The document notes that this cap may not apply where prohibited by applicable law, which is a standard carve-out but does not eliminate the compliance review obligation. (3) JURISDICTION FLAGS: EU and UK consumer law creates the highest enforceability risk for the $100 cap. Australian Consumer Law also restricts exclusion of statutory guarantees. California consumers may have additional protections. The cap's application to free-tier users (where $100 represents the floor, not a percentage of fees paid) may draw additional scrutiny in consumer protection contexts. (4) CONTRACT AND VENDOR IMPLICATIONS: B2B procurement teams should note that this liability cap applies under the consumer terms; commercial negotiations under the Commercial Terms of Service may permit different liability structures. Indemnification and liability provisions in any enterprise agreements should be reviewed in light of this baseline. (5) COMPLIANCE CONSIDERATIONS: Legal teams operating in EU, UK, and Australian markets should assess whether the liability cap is enforceable in those jurisdictions and whether the document's 'where required by applicable law' carve-out is sufficient to address local requirements, or whether jurisdiction-specific terms are needed.

Full compliance analysis

Regulatory citations, enforcement risk, and due diligence action items.

Track 1 platform — free Try Watcher free for 14 days

Free: track 1 platform + weekly digest. Watcher: 10 platforms + same-day alerts. No credit card required.

Applicable agencies

  • FTC
    The FTC has authority to evaluate whether liability limitations in consumer contracts constitute unfair or deceptive practices under the FTC Act.
    File a complaint →
  • State AG
    State attorneys general enforce state consumer protection statutes that may restrict or void liability caps in consumer contracts.
    File a complaint →

Applicable regulations

EU AI Act - High Risk Provisions
EU
FTC Act Section 5
United States Federal

Provision details

Document information
Document
Anthropic Consumer Terms
Entity
Anthropic
Document last updated
May 12, 2026
Tracking information
First tracked
May 12, 2026
Last verified
May 12, 2026
Record ID
CA-P-011797
Document ID
CA-D-00785
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
66d87fe1684016e22c68038645304344ee2e8d3094611804048e223495320d61
Analysis generated
May 12, 2026 15:09 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Anthropic
Document: Anthropic Consumer Terms
Record ID: CA-P-011797
Captured: 2026-05-12 15:09:41 UTC
SHA-256: 66d87fe1684016e2…
URL: https://conductatlas.com/platform/anthropic/anthropic-consumer-terms/liability-cap-at-100-or-fees-paid/
Accessed: May 13, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
Medium
Categories

Other risks in this policy

Professional Governance Intelligence

Need to monitor specific governance provisions?

Professional includes provision-level monitoring, governance timelines, regulatory mapping, and audit-ready analysis.

Arbitration clauses AI governance Data rights Indemnification Retention policies
Start Professional free trial

Or start with Watcher →

Built from archived source documents, structured governance mappings, and historical version tracking.

Frequently Asked Questions

What does Anthropic's Liability Cap at $100 or Fees Paid clause do?

The liability cap means that regardless of the nature or extent of harm a user experiences in connection with the services, Anthropic's maximum financial exposure to that user is limited to a relatively small dollar amount, which may significantly limit available remedies.

How does this clause affect you?

Users who pay little or nothing for the service (such as free tier users) may be limited to recovering no more than $100 from Anthropic for any claim arising from use of the services. This cap may require evaluation under applicable consumer protection law in jurisdictions that restrict or prohibit such limitations for consumer contracts.

Is ConductAtlas affiliated with Anthropic?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Anthropic.