99 Total
53 High severity
39 Medium severity
7 Low severity

Key Facts

What is Anthropic's total aggregate liability limited to?
Anthropic limits its total aggregate liability to a user to the greater of the amount the user paid in the six months preceding the damages or $100.
Does Anthropic limit its total aggregate liability to the greater of the amount the user paid in the six months preceding the damages or $100?
Anthropic limits its total aggregate liability to a user to the greater of the amount the user paid in the six months preceding the damages or $100.
Does Anthropic reserve the right to modify the Services?
Anthropic reserves the right to modify, suspend, or discontinue the Services or a user's access, in whole or in part, at any time without notice.
Can Anthropic modify, suspend, or discontinue the Services or a user's access without notice?
Anthropic reserves the right to modify, suspend, or discontinue the Services or a user's access, in whole or in part, at any time without notice.
What may Anthropic use user-submitted Materials for?
Anthropic may use user-submitted Materials to provide, maintain, and improve the Services and to develop other products and services, including training its models, unless the user opts out of training through their account settings.
When will Anthropic automatically charge a subscriber's Payment Method?
Anthropic (or the App Distributor) will automatically charge a subscriber's Payment Method on each agreed-upon periodic renewal date until the subscriber cancels.
When may Anthropic link a user's account to their employer's or organization's enterprise account?
Anthropic may link a user's account to their employer's or organization's enterprise account when a work email address is used, allowing the organization's administrator to monitor and control the account.
What can an organization's administrator do?
Anthropic may link a user's account to their employer's or organization's enterprise account when a work email address is used, allowing the organization's administrator to monitor and control the account.
Does Anthropic exclude liability for indirect or consequential damages?
Anthropic excludes liability for direct, indirect, punitive, incidental, special, consequential, exemplary, or other damages arising out of or in any way related to the Services.
Where does Anthropic require disputes to be resolved?
Anthropic requires that any disputes arising out of or relating to the Terms be resolved exclusively in the state or federal courts located in San Francisco, California, with both parties submitting to the personal and exclusive jurisdiction of those courts.
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Summary

These are the rules governing your use of Anthropic's consumer Services. Anthropic can change, suspend, or cut off your access at any time without warning, and its financial liability to you is capped at $100 or what you paid in the last six months, whichever is more. By default, content you submit may be used to train Anthropic's AI models — you can turn this off in your account settings — and if you pay for a subscription it will renew and charge you automatically until you cancel.

Analysis

These Terms establish the conditions under which Anthropic provides its consumer-facing Services, defining both user obligations and Anthropic's reserved rights. Anthropic retains broad platform discretion, including the right to modify, suspend, or discontinue the Services or any user's access at any time without notice. Liability is severely curtailed: Anthropic disclaims all warranties on an 'as is' and 'as available' basis and caps its aggregate financial exposure to the greater of amounts paid in the preceding six months or $100, while also excluding the full spectrum of recognized damage categories. User-submitted Materials may be used for model training by default, subject to an opt-out available through account settings, and paid subscriptions renew automatically until affirmatively cancelled. Disputes are subject to exclusive jurisdiction in San Francisco, California courts, and users bear responsibility for compliance with U.S. export and sanctions restrictions.

What this means for you

As a user, your content is used to train Anthropic's AI models by default; you can opt out of this by changing the setting in your account settings. If you signed up for a subscription, your payment method is charged automatically on each renewal date until you cancel — no further confirmation is required from you. If you used a work email address to create your account, your employer's administrator may be able to monitor and control that account. If you are a resident of Brazil, Mexico, South Korea, or Taiwan, you have a right to cancel your subscription within 7 days of entering into it without giving a reason. Any dispute with Anthropic about these Terms must be brought exclusively in courts located in San Francisco, California.

Institutional Analysis
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Which mapped governance frameworks each document engages, tied to the specific provisions that engage them.

Featured, High severity

Complete Provision Index

Every distinct legal provision identified in this document. Featured provisions appear above with analysis.

99 provisions
12 featured
18 clause types
53 high severity
Data Collection 1
Disclosure and Transparency Requirements 1
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Mapped Governance Frameworks

BIPA
Illinois, USA
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CCPA/CPRA
California, USA
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Connecticut Data Privacy Act Amendments
US-CT
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CAN-SPAM
United States Federal
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DMCA
United States Federal
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FTC Act Section 5
United States Federal
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GDPR
European Union
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Indiana Consumer Data Protection Act
US-IN
View official text ↗
Kentucky Consumer Data Protection Act
US-KY
View official text ↗
UK GDPR
United Kingdom
View official text ↗
Universal Opt-Out Mechanism Expansion 2026
US
View official text ↗

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Archival ProvenanceSource & Archival Record
Last Captured May 12, 2026 06:56 UTC
Capture Method Automated scheduled archival capture
Document ID CA-D-000785
Version ID CA-V-002532
SHA-256 77bb7a507a5b9c29cb7110c9c255993aa0c5e2f5334a1ca0c5722885c89bdf87
✓ Snapshot stored ✓ Text extracted ✓ Change verified ✓ Hash verified

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