Signal · Signal Privacy Policy · View original document ↗

Aggregate Liability Cap of $100

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Document Record

What it is

If Signal causes you harm, the maximum amount you can recover from them in any legal claim is $100, and you cannot sue them for lost profits, punitive damages, or most other types of financial loss.

This analysis describes what Signal's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

This cap means that even if Signal's service fails in a way that causes significant harm, users have very limited financial recourse; the $100 ceiling applies regardless of the actual harm suffered.

Interpretive note: Enforceability of the $100 cap against consumers may vary by jurisdiction; California courts and EU consumer protection law may limit or override this provision in certain circumstances.

Consumer impact (what this means for users)

Users cannot recover more than $100 from Signal in any dispute, regardless of the harm caused; certain damage types including consequential and punitive damages are excluded entirely, subject to applicable state law limitations on such waivers.

How other platforms handle this

Anthropic Medium

Except as stated in Section L.3.b, the liability of each party, and its affiliates and licensors, for any damages arising out of or related to these Terms (i) excludes damages that are consequential, incidental, special, indirect, or exemplary damages, including lost profits, business, contracts, re...

Fitbit Medium

TO THE EXTENT PERMITTED BY LAW, THE TOTAL LIABILITY OF FITBIT, AND ITS SUPPLIERS AND DISTRIBUTORS, FOR ANY CLAIMS UNDER THESE TERMS, INCLUDING FOR ANY IMPLIED WARRANTIES, IS LIMITED TO THE AMOUNT YOU PAID US TO USE THE SERVICES (OR, IF WE CHOOSE, TO SUPPLYING YOU THE SERVICES AGAIN) DURING THE TWELV...

Craigslist Medium

To the full extent permitted by law, craigslist, Inc., and its officers, directors, employees, agents, licensors, affiliates, and successors in interest ("CL Entities") (1) make no promises, warranties, or representations as to CL, including its completeness, accuracy, availability, timeliness, prop...

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▸ View Original Clause Language DOCUMENT RECORD
"
THE SIGNAL PARTIES WILL NOT BE LIABLE TO YOU FOR ANY LOST PROFITS OR CONSEQUENTIAL, SPECIAL, PUNITIVE, INDIRECT, OR INCIDENTAL DAMAGES RELATING TO, ARISING OUT OF, OR IN ANY WAY IN CONNECTION WITH OUR TERMS, US, OR OUR SERVICES, EVEN IF THE SIGNAL PARTIES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR AGGREGATE LIABILITY RELATING TO, ARISING OUT OF, OR IN ANY WAY IN CONNECTION WITH OUR TERMS, US, OR OUR SERVICES WILL NOT EXCEED ONE HUNDRED DOLLARS ($100).

— Excerpt from Signal's Signal Privacy Policy

ConductAtlas Analysis

Institutional analysis (Compliance & governance intelligence)

REGULATORY LANDSCAPE: Limitation of liability clauses are broadly enforceable in commercial contracts under US law, but some state consumer protection statutes limit their application in consumer contracts. California, which governs these terms, generally permits such limitations in non-consumer commercial agreements but courts may scrutinize unconscionable provisions in consumer-facing agreements. The FTC has authority to challenge limitations that are deceptive or effectively eliminate consumer recourse. The clause itself acknowledges that 'the laws of some states or jurisdictions may not allow the exclusion or limitation of certain damages,' preserving jurisdictional carve-outs. GOVERNANCE EXPOSURE: Medium. The $100 cap is low even by consumer software standards and may face unconscionability challenges in some jurisdictions, particularly where Signal's service failures cause material harm. However, given Signal's nonprofit structure and the free nature of the service, courts may assess the cap differently than they would for a commercial paid service. JURISDICTION FLAGS: EU consumer protection law, including the Unfair Contract Terms Directive, may limit the enforceability of blanket liability exclusions against EU consumers. UK consumer rights legislation similarly restricts limitations that exclude liability for negligence causing harm. California's consumer protection framework may also affect enforceability depending on the nature of the claim. CONTRACT AND VENDOR IMPLICATIONS: Enterprise or organizational users relying on Signal for mission-critical communications should note that no meaningful financial remedy exists under this agreement for service failures. Organizations with liability exposure related to communications should assess whether Signal's terms are compatible with their contractual obligations to clients or partners. COMPLIANCE CONSIDERATIONS: Legal teams advising on Signal deployment should document the $100 cap and exclusion of consequential damages as a risk acceptance item. In jurisdictions where such caps may be unenforceable against consumers, the practical recourse may be broader than the agreement states, but this cannot be assumed without jurisdiction-specific legal analysis.

Full compliance analysis

Regulatory citations, enforcement risk, and due diligence action items.

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Applicable agencies

  • FTC
    The FTC has authority over consumer-facing liability limitations that may constitute unfair or deceptive practices if they effectively eliminate consumer recourse.
    File a complaint →
  • State AG
    State attorneys general enforce consumer protection laws that may limit enforceability of liability caps in consumer contracts, particularly in California and EU-equivalent jurisdictions.
    File a complaint →

Applicable regulations

FTC Act Section 5
United States Federal

Provision details

Document information
Document
Signal Privacy Policy
Entity
Signal
Document last updated
May 5, 2026
Tracking information
First tracked
April 18, 2026
Last verified
May 10, 2026
Record ID
CA-P-009374
Document ID
CA-D-00305
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
c987bd00ea1fa41c8839b08b6e171831f324f37a5caf9a73223693d82c3902da
Analysis generated
April 18, 2026 11:58 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Signal
Document: Signal Privacy Policy
Record ID: CA-P-009374
Captured: 2026-04-18 11:58:17 UTC
SHA-256: c987bd00ea1fa41c…
URL: https://conductatlas.com/platform/signal/signal-privacy-policy/aggregate-liability-cap-of-100/
Accessed: May 13, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
Medium
Categories

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Frequently Asked Questions

What does Signal's Aggregate Liability Cap of $100 clause do?

This cap means that even if Signal's service fails in a way that causes significant harm, users have very limited financial recourse; the $100 ceiling applies regardless of the actual harm suffered.

How does this clause affect you?

Users cannot recover more than $100 from Signal in any dispute, regardless of the harm caused; certain damage types including consequential and punitive damages are excluded entirely, subject to applicable state law limitations on such waivers.

Is ConductAtlas affiliated with Signal?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Signal.