Affirm · Affirm Terms of Service · View original document ↗

Third-Party Provider Power of Attorney Grant

High severity High confidence Explicitdocumentlanguage Common · 290 of 352 platforms
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This analysis describes what Affirm's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

Granting a power of attorney to Affirm and its third-party providers authorizes them to act legally on the user's behalf and handle the user's information, which is a significant legal authorization beyond a typical data-sharing consent.

Interpretive note: The excerpt is truncated with ellipsis, suggesting the full scope of permitted uses of the user's information under the power of attorney may not be fully captured in the canonical claim.

Consumer impact (what this means for users)

The reader legally authorizes Affirm and its third-party providers to act as their attorney-in-fact to access, transmit, and use their information.

How other platforms handle this

Ancestry Medium

Under Section 1798.83, Ancestry currently does not share any Personal Information with third parties for their own direct marketing purposes.

Google Gemini Medium

Chats are disconnected from your account before being sent to service providers.

Oura Medium

In the event you receive Oura-branded advertising sent to you by one of our third-party partners, please review the third-party's privacy policy for more information, and contact them with regard to any opt-out requests.

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▸ View Original Clause Language DOCUMENT RECORD
"
You give us and our third party providers a limited power of attorney, and appoint us and our third party providers as your true and lawful attorney-in-fact and agent to act on your behalf and access, transmit, and use your information...

— Excerpt from Affirm's Affirm Terms of Service

Applicable regulations

CCPA/CPRA
California, USA
Connecticut Data Privacy Act Amendments
US-CT
CAN-SPAM
United States Federal
FCRA
United States Federal
FTC Act Section 5
United States Federal
GDPR
European Union
GLBA
United States Federal
Indiana Consumer Data Protection Act
US-IN
Kentucky Consumer Data Protection Act
US-KY
Universal Opt-Out Mechanism Expansion 2026
US

Provision details

Document information
Document
Affirm Terms of Service
Entity
Affirm
Document last updated
March 24, 2026
Tracking information
First tracked
May 8, 2026
Last verified
May 10, 2026
Record ID
CA-P-029908
Document ID
CA-D-00167
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
a565ccb8559b7b4faae5dea17400c26c52091a269a6d5c0d2d79110102eac0c5
Analysis generated
May 8, 2026 09:12 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Affirm
Document: Affirm Terms of Service
Record ID: CA-P-029908
Captured: 2026-05-08 09:12:37 UTC
SHA-256: a565ccb8559b7b4f…
URL: https://conductatlas.com/platform/affirm/affirm-terms-of-service/provision/CA-P-029908/third-party-provider-power-of-attorney-grant/
Accessed: July 13, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
High
Categories

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Frequently Asked Questions

What does Affirm's Third-Party Provider Power of Attorney Grant clause do?

Granting a power of attorney to Affirm and its third-party providers authorizes them to act legally on the user's behalf and handle the user's information, which is a significant legal authorization beyond a typical data-sharing consent.

How does this clause affect you?

The reader legally authorizes Affirm and its third-party providers to act as their attorney-in-fact to access, transmit, and use their information.

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 290 platforms. See the full comparison.

Is ConductAtlas affiliated with Affirm?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Affirm.