This analysis describes what Affirm's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
Affirm's right to pursue collections extends beyond this Agreement to any other agreement with Affirm or a Bank Partner, broadening the triggering conditions for collection action.
The reader may be subject to collection efforts by Affirm for unpaid amounts under this or any other applicable agreement.
How other platforms handle this
If we learn that we've collected the personal data of a child under the age of 13 or 16, as applicable, we'll take reasonable steps to delete the personal data. This may require us to delete the Skillshare account...
Our moderators will thoughtfully consider any explanations and supplemental information provided by the Member when deciding whether to take action or reinstate access.
If we become aware that a child has provided us with personal data without parental consent, we remove such data and terminate the child's account (except where we are required to retain all or a portion of such data for compliance purposes).
Monitoring
Affirm has changed this document before.
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"if you fail to pay an amount owed to Affirm pursuant to this Agreement or any other agreement you have with us or any Bank Partner, Affirm may engage in collection efforts to recover such amounts from you.— Excerpt from Affirm's Affirm Terms of Service
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Affirm's right to pursue collections extends beyond this Agreement to any other agreement with Affirm or a Bank Partner, broadening the triggering conditions for collection action.
The reader may be subject to collection efforts by Affirm for unpaid amounts under this or any other applicable agreement.
ConductAtlas has identified this type of provision across 275 platforms. See the full comparison.
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Affirm.