Provision record
Affirm · Affirm Terms of Service · View original document ↗

Affirm Unilateral Right to Amend Agreement

High confidence Common · 284 of 343 platforms

Key Facts · in the document’s own words

May Affirm change this Agreement?
“Affirm may unilaterally decide to change this Agreement from time to time, provided, however, that such changes will not impose additional obligations on you with respect to actions you took before the change...”
Version CA-V-006664, captured Sept. 11, 2026 · live source ↗
Our reading, not the document’s words
Affirm may unilaterally change this Agreement from time to time, provided that such changes will not impose additional obligations on users with respect to actions taken before the change.
Stay ahead of the changes
Track Affirm and hear on the next check after its terms change. We check daily where we can, and show you where we can't.
Share 𝕏 Share in Share 🔒 PDF
ⓘ

This analysis describes what Affirm's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

Generated by a model from the captured document; not read by a person

Affirm's unilateral amendment power means the terms governing your use of the service may change without your affirmative agreement, though past actions are protected from retroactive new obligations.

Consumer impact (what this means for users)

Generated by a model from the captured document; not read by a person

The reader is subject to amended terms whenever Affirm chooses to change the Agreement, except that pre-change actions cannot be burdened by new obligations.

How other platforms handle this

LlamaIndex

We may update this Privacy Notice from time to time. When we make changes to this Privacy Notice, we will change the date at the beginning of this Privacy Notice.

OpenAI

All other changes will be effective as soon as we post them to our website. If you do not agree to the changes, you must stop using our Services.

Teladoc

We may periodically update this General Privacy Policy. When we make significant changes, we will notify you.

See all platforms with this clause type →
▸ View Original Clause Language DOCUMENT RECORD
"
Affirm may unilaterally decide to change this Agreement from time to time, provided, however, that such changes will not impose additional obligations on you with respect to actions you took before the change...

Excerpt from Affirm's Terms of Service

Provision details

Document information
Document
Affirm Terms of Service
Entity
Affirm
Date stated by the document
July 28, 2026
As printed in Affirm’s text (version CA-V-006664), not a ConductAtlas date.
Tracking information
First captured by ConductAtlas
April 19, 2026
Text quoted from version
CA-V-006664, captured Sept. 11, 2026
Record ID
CA-P-029876
Document ID
CA-D-000167
Evidence Provenance
Source URL
Wayback Machine
Archived bytes SHA-256 (version CA-V-006664)
1bfa6bc3420423fe117c3afc3d971f9780d1ff0f175553581df0052a60bb3809
Analysis generated
May 8, 2026 09:12 UTC
Methodology
Evidence
✓ Excerpt found in version CA-V-006664, captured Sept. 11, 2026 (checked Oct. 5, 2026)
Citation Record
Entity: Affirm
Document: Affirm Terms of Service
Record ID: CA-P-029876
Version: CA-V-006664
Captured: 2026-09-11 00:29:27 UTC
SHA-256: 1bfa6bc3420423fe…
URL: https://conductatlas.com/platform/affirm/affirm-terms-of-service/provision/CA-P-029876/affirm-unilateral-right-to-amend-agreement/
Accessed: Oct. 22, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Categories

Other risks in this policy

Get the weekly coverage letter

Companies change their terms without announcing it. We capture governance documents, compare each new version with the last, and publish what changed, with the source text behind it. One email a week on what we found and what we could not reach.

Frequently Asked Questions

What does Affirm's Affirm Unilateral Right to Amend Agreement clause do?

Affirm's unilateral amendment power means the terms governing your use of the service may change without your affirmative agreement, though past actions are protected from retroactive new obligations.

How does this clause affect you?

The reader is subject to amended terms whenever Affirm chooses to change the Agreement, except that pre-change actions cannot be burdened by new obligations.

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 284 platforms. See the full comparison.

Is ConductAtlas affiliated with Affirm?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Affirm.