This analysis describes what Affirm's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
Mere access to or use of the service constitutes agreement to multiple legal documents simultaneously, without requiring an explicit signature or affirmative opt-in.
Interpretive note: The excerpt is truncated with ellipsis, suggesting additional agreements may be listed that are not captured in the canonical claim.
The reader is bound by multiple Affirm legal agreements simply by accessing the website or using the service.
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"BY ACCESSING THE AFFIRM WEBSITE OR USING THE AFFIRM SERVICE, YOU AGREE TO BE BOUND BY THE (1) AFFIRM TERMS OF SERVICE, (2) AFFIRM E-SIGN CONSENT AGREEMENT, (3) AFFIRM PRIVACY POLICY AND PRIVACY NOTICE...— Excerpt from Affirm's Affirm Terms of Service
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Mere access to or use of the service constitutes agreement to multiple legal documents simultaneously, without requiring an explicit signature or affirmative opt-in.
The reader is bound by multiple Affirm legal agreements simply by accessing the website or using the service.
ConductAtlas has identified this type of provision across 297 platforms. See the full comparison.
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