If your use of Affirm causes legal claims or costs for the company, you agree to pay those costs including Affirm's legal fees.
This analysis describes what Affirm's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This clause shifts legal defense costs to you in the event your actions using the service result in claims against Affirm, which could be financially significant if a dispute escalates.
If Affirm faces legal claims related to how you use its service and determines you were at fault, you could be responsible for covering Affirm's legal costs and any damages, which is a standard but potentially significant financial obligation.
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Any access to or use of the Services or goods through your account by others, including your spouse, dependents, Recipients, and any access by AI Agents you enable or that operate on your behalf...
You agree that the provisions in this section will survive any termination of your Account, the Agreement and/or your access to the Services.
These indemnity obligations shall survive any expiration or termination of your relationship with Chegg.
"You agree to defend, indemnify, and hold harmless Affirm and its officers, directors, employees, agents, licensors, and service providers from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Services.Excerpt from Affirm's Terms of Service
REGULATORY LANDSCAPE: Indemnification clauses in consumer contracts are subject to challenge under consumer protection law where they are found to be unconscionable or to shift liability in a manner that violates statutory protections.
Enforcement risk, jurisdiction flags, contract triggers, and due diligence action items.
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This clause shifts legal defense costs to you in the event your actions using the service result in claims against Affirm, which could be financially significant if a dispute escalates.
If Affirm faces legal claims related to how you use its service and determines you were at fault, you could be responsible for covering Affirm's legal costs and any damages, which is a standard but potentially significant financial obligation.
ConductAtlas has identified this type of provision across 228 platforms. See the full comparison.
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Affirm.