By signing up for Affirm, you agree to receive all legally required notices, loan disclosures, tax statements, and account communications electronically rather than by paper mail.
This analysis describes what Affirm's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This consent covers legally required financial disclosures including tax statements and loan agreements; if you miss an electronic notice, you may miss important deadlines or changes to your loan terms.
This provision means Affirm will deliver all account notices, including tax documents and loan disclosures, to your email or through the app rather than by paper, so keeping your contact information current is important to avoid missing critical communications.
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You may give us your Identity Data, Contact Data, Financial Data, Profile Data, and other information by filling in forms or by corresponding with us by post, phone, e-mail or otherwise.
"By creating an Affirm account or using the Services, you consent to receive electronically all communications, agreements, documents, notices and disclosures (collectively, 'Communications') that Affirm provides in connection with your Affirm account and use of the Services. Communications include, but are not limited to: agreements and policies you agree to (e.g., this Agreement and Affirm's Privacy Policy), including updates to these agreements or policies; annual disclosures; transaction receipts or confirmations; account statements and history; federal and state tax statements; and responses to claims or questions filed in connection with your account.Excerpt from Affirm's Terms of Service
REGULATORY LANDSCAPE: This provision invokes the Electronic Signatures in Global and National Commerce Act (E-SIGN Act), which requires affirmative consumer consent to electronic delivery of legally required disclosures, including the ability to receive paper copies …
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This consent covers legally required financial disclosures including tax statements and loan agreements; if you miss an electronic notice, you may miss important deadlines or changes to your loan terms.
This provision means Affirm will deliver all account notices, including tax documents and loan disclosures, to your email or through the app rather than by paper, so keeping your contact information current is important to avoid missing critical communications.
ConductAtlas has identified this type of provision across 296 platforms. See the full comparison.
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Affirm.