This analysis describes what Acorns's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
California's CCPA gives you meaningful control over your personal data held by Acorns — rights that users in other states may not have — including the ability to see and delete your financial and behavioral data.
Acorns' Terms of Use bind users to mandatory individual arbitration and a class action waiver across all of its financial products, which materially limits the legal remedies available if a dispute arises over investment losses, account fees, or banking services. The agreement also reserves Acorns' right to modify fees, suspend accounts, and change service features with notice, meaning the terms of your account can change over time. You can review the arbitration clause for an opt-out procedure and submit a written opt-out within the stated deadline if you wish to preserve your right to pursue claims in court.
How other platforms handle this
If you are a California resident, you may have certain rights under the California Consumer Privacy Act (CCPA). These rights may include: the right to know about personal information collected, disclosed, or sold; the right to delete personal information collected from you; the right to opt-out of t...
California law gives residents the right to know what personal information we collect, use, share or sell; to delete personal information under certain circumstances; to opt-out of the sale or sharing of their personal information; to correct inaccurate personal information; to limit the use and dis...
If you are a California resident, you have the right to know what personal information we collect, use, disclose, and sell about you. You have the right to request deletion of your personal information, subject to certain exceptions. You have the right to opt out of the sale or sharing of your perso...
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"California residents have the right to request that Acorns disclose what personal information it collects, uses, discloses and sells. California residents also have the right to request that Acorns delete any personal information about the consumer which Acorns has collected from the consumer, subject to certain exceptions.— Excerpt from Acorns's Acorns Terms of Service
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California's CCPA gives you meaningful control over your personal data held by Acorns — rights that users in other states may not have — including the ability to see and delete your financial and behavioral data.
ConductAtlas has identified this type of provision across 2 platforms. See the full comparison.
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