Acorns · Acorns Privacy Policy · View original document ↗

Third-Party Data Sharing for Marketing

High severity Rare · 2 of 343 platforms
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Recent governance activity Acorns recorded 2 documented changes in the last 30 days.
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Document Record

What it is

Acorns can share your personal information with outside companies so those companies can market their own products directly to you, unless you opt out.

This analysis describes what Acorns's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

The clause establishes a data-sharing framework that extends beyond Acorns' direct marketing activities to encompass third-party marketing operations. This authorization affects the scope of entities with access to user personal information and the purposes for which that information may be used.

Recent Activity

This document changed recently

Medium Apr 18, 2026

The updated policy removes explicit language describing how data flows when users sign in via Apple or Google, including what information those services share with Acorns and how it is used. Previously, the policy stated that Acorns receives information such as name and email address through third-party sign-in services solely to manage accounts and provide services. The revised language also shifts the AI chatbot from an optional feature users 'may access' to a stated service Acorns 'uses' to direct users to internal articles. Users no longer have a published explanation of third-party sign-in data practices in the privacy notice, though the terms suggest data shared through third-party services remains subject to those providers' terms.

View change record →

Consumer impact (what this means for users)

Your personal and financial data, including transaction behavior and contact information, may be shared with Acorns' Earn rewards partners and other third parties who will use it to send you marketing messages about their own products.

What you can do

⚠️ These actions may provide transparency or partial mitigation but may not fully address the underlying issue. Effectiveness varies by jurisdiction and individual circumstances.
  • Opt Out of Arbitration
    Email privacy@acorns.com requesting to opt out of third-party marketing data sharing. Specify your account email and state clearly that you do not consent to your personal information being shared with third parties for their marketing purposes.

How other platforms handle this

Stash Medium

We may collect information derived or resulting from voluntary surveys. We may also collect Personal Information when you voluntarily provide us with Personal Information as a Visitor, such as when you use our "Contact Us" form.

Ledger Medium

At Ledger, earning and maintaining our users' trust is a top priority. That's why we are deeply committed not only to protecting your privacy and securing your personal data, but also to being fully transparent about how we handle it.

Skillshare Medium

We may share your information with third-party vendors and service providers that perform services on our behalf, such as payment processing, data analysis, email delivery, hosting services, customer service, and marketing assistance. We may also share your information with third-party advertising p...

See all platforms with this clause type →

Monitoring

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▸ View Original Clause Language DOCUMENT RECORD
"
We may share your personal information with third parties for their own marketing purposes. We may share information with our Earn partners and other third parties so that they can send you promotional communications about their products and services. You can opt out of receiving marketing communications from Acorns or limit how we share your information by contacting us at privacy@acorns.com.

— Excerpt from Acorns's Acorns Privacy Policy

ConductAtlas Analysis

Institutional analysis (Compliance & governance intelligence)

REGULATORY FRAMEWORK: This provision implicates CCPA/CPRA §1798.120 and §1798.135 (right to opt out of sale/sharing of personal information), enforced by the California Privacy Protection Agency; FTC Act Section 5 (unfair or deceptive practices) enforced by the Federal Trade Commission; and GLBA 15 U.S.C. §6802(e) governing permissible disclosures of nonpublic personal information to nonaffiliated third parties.

Full compliance analysis

Regulatory citations, enforcement risk, and due diligence action items.

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Applicable agencies

  • FTC
    The FTC enforces against unfair or deceptive data sharing practices under FTC Act Section 5 and has direct authority over data broker and third-party marketing disclosure obligations.
    File a complaint →
  • State AG
    California's Privacy Protection Agency and Attorneys General in CPRA states enforce opt-out-of-sharing rights for consumers whose data is shared with third-party marketers.
    File a complaint →

Applicable regulations

CCPA/CPRA
California, USA
Connecticut Data Privacy Act Amendments
US-CT
CAN-SPAM
United States Federal
FCRA
United States Federal
FTC Act Section 5
United States Federal
GLBA
United States Federal
Indiana Consumer Data Protection Act
US-IN
Kentucky Consumer Data Protection Act
US-KY
Universal Opt-Out Mechanism Expansion 2026
US

Provision details

Document information
Document
Acorns Privacy Policy
Entity
Acorns
Document last updated
May 5, 2026
Tracking information
First tracked
April 18, 2026
Last verified
April 18, 2026
Record ID
CA-P-002890
Document ID
CA-D-00172
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
8f942504d66331c35a17fda03088196d39a24f21469df43439f551c11b3f4c7d
Analysis generated
April 18, 2026 10:35 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Acorns
Document: Acorns Privacy Policy
Record ID: CA-P-002890
Captured: 2026-04-18 10:35:59 UTC
SHA-256: 8f942504d66331c3…
URL: https://conductatlas.com/platform/acorns/acorns-privacy-policy/third-party-data-sharing-for-marketing/
Accessed: June 17, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
High
Categories

Other risks in this policy

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Frequently Asked Questions

What does Acorns's Third-Party Data Sharing for Marketing clause do?

The clause establishes a data-sharing framework that extends beyond Acorns' direct marketing activities to encompass third-party marketing operations. This authorization affects the scope of entities with access to user personal information and the purposes for which that information may be used.

How does this clause affect you?

Your personal and financial data, including transaction behavior and contact information, may be shared with Acorns' Earn rewards partners and other third parties who will use it to send you marketing messages about their own products.

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 2 platforms. See the full comparison.

Is ConductAtlas affiliated with Acorns?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Acorns.