This analysis describes what Acorns's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This clause establishes broad routine sharing of user data across multiple operational and legal contexts, meaning user data flows to third parties as a standard part of Acorns' business operations.
Interpretive note: The excerpt appears to be a table row with 'Yes No' values. 'Yes' likely indicates Acorns does share for this purpose; 'No' likely indicates the user cannot limit this sharing. These interpretations are reasonable from context but column headers are not visible in the excerpt. The 'No' (user cannot limit) is recorded as omitted_material as a separate independent proposition. The listed purposes are introduced with 'such as', indicating they are examples and not exhaustive.
The updated policy discloses that Acorns collects and processes personal information from users of its Invest My Tips feature, including public profile data, payment information, and QR code details. This information is shared with payment processors and fraud detection providers to enable the feature. The policy also establishes that Acorns does not sell or share text messaging opt-in data to third parties outside of carriers and service providers, which provides a specific protection for SMS communications.
View change record →Your data is shared by Acorns for a range of everyday business activities, including legally compelled disclosures and credit reporting, which you cannot opt out of based on the 'No' indicator.
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"For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes NoExcerpt from Acorns's Privacy Policy
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This clause establishes broad routine sharing of user data across multiple operational and legal contexts, meaning user data flows to third parties as a standard part of Acorns' business operations.
Your data is shared by Acorns for a range of everyday business activities, including legally compelled disclosures and credit reporting, which you cannot opt out of based on the 'No' indicator.
ConductAtlas has identified this type of provision across 281 platforms. See the full comparison.
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Acorns.