The policy authorizes sharing of user personal information with service providers, business partners, advertising partners, and analytics providers, with advertising partners specifically described as receiving information to deliver targeted advertisements.
This analysis describes what Acorns's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This provision authorizes disclosure of personal information, which may include financial account data, device identifiers, and behavioral data, to advertising partners for targeted advertising purposes, a practice that may constitute sale or sharing under CCPA and that engages GLBA's restrictions on sharing nonpublic personal information with nonaffiliated third parties.
Interpretive note: Whether specific categories of financial data are included in advertising partner sharing is not fully specified in the reviewed excerpt, and the GLBA versus CCPA treatment of particular sharing arrangements depends on entity classification and the nature of the information shared.
The updated policy removes explicit language describing how data flows when users sign in via Apple or Google, including what information those services share with Acorns and how it is used. Previously, the policy stated that Acorns receives information such as name and email address through third-party sign-in services solely to manage accounts and provide services. The revised language also shifts the AI chatbot from an optional feature users 'may access' to a stated service Acorns 'uses' to direct users to internal articles. Users no longer have a published explanation of third-party sign-in data practices in the privacy notice, though the terms suggest data shared through third-party services remains subject to those providers' terms.
View change record →Removed language explicitly allowing sharing 'for their own marketing purposes,' added clarification that partners assist in providing services/advertisements, and introduced 'service providers' and 'business partners' categories.
View full change record →Under this provision, Acorns may share personal information with advertising partners for targeted advertising and with analytics providers for usage analysis. The agreement does not in this provision specify which categories of personal information are shared with advertising partners, and the distinction between service providers and third parties under CCPA, which determines opt-out rights, is not fully delineated in this clause.
How other platforms handle this
If you registered to use Notion's Services with such an email address, but you do not use the Services in connection with your organization...you may transfer your account to a different email address.
We will also provide an individual opt-out choice, or opt-in for sensitive data, before we share your data with third parties other than our agents, or before we use it for a purpose other than which it was originally collected.
If you choose to reveal any personal information about yourself to other users, you do so at your own risk. We strongly encourage you to use caution in disclosing any personal information online.
"We may share your information with third parties, including: service providers that perform services on our behalf; business partners, including companies that offer products or services in conjunction with our Services; advertising partners that assist us in delivering relevant advertisements to you; and analytics providers that help us understand how our Services are used.Excerpt from Acorns's Privacy Policy
1) REGULATORY LANDSCAPE: Sharing personal information with advertising and analytics partners engages CCPA's opt-out-of-sale and opt-out-of-sharing for cross-context behavioral advertising provisions, enforced by the California Privacy Protection Agency and California Attorney General.
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Ad personalization controls removed. Contact scanning added. Advertiser data partnerships quietly dropped. A timeline of every change.
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This provision authorizes disclosure of personal information, which may include financial account data, device identifiers, and behavioral data, to advertising partners for targeted advertising purposes, a practice that may constitute sale or sharing under CCPA and that engages GLBA's restrictions on sharing nonpublic personal information with nonaffiliated third parties.
Under this provision, Acorns may share personal information with advertising partners for targeted advertising and with analytics providers for usage analysis. The agreement does not in this provision specify which categories of personal information are shared with advertising partners, and the distinction between service providers and third parties under CCPA, which determines opt-out rights, is not fully delineated in this …
ConductAtlas has identified this type of provision across 290 platforms. See the full comparison.
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