Get the weekly research letter
Companies change their terms quietly. We read every version and catch what actually changed. One email a week on the changes that matter and what they mean. No account.
SoFi increased the rewards offered through its Credit Score Monitoring Referral Program. Referrers now receive 1,500 rewards points (equivalent to $15) when someone they refer successfully activates the service within 60 days, up from 1,000 points ($10). The same increase applies to the rewards credited to referrers after qualification; they now receive 1,500 points instead of 1,000. Additionally, SoFi added an example section to the cryptocurrency matching promotion terms to illustrate withdrawal and fee calculations.
SoFi increased the monetary value of its referral program for Credit Score Monitoring. Users who refer others now earn $15 in rewards points instead of $10 when their referral successfully activates within 60 days. Similarly, referrers receive $15 in points (instead of $10) once the qualification requirements are met. The terms also clarified cryptocurrency matching promotion calculations through an added example section.
The updated referral program increases the direct financial incentive for users to share SoFi's Credit Score Monitoring service with others, making participation in the referral program more valuable. The added fee calculation example provides operational clarity on how cryptocurrency matching promotion fees are calculated and withdrawn.
Referral rewards increased from $10 to $15 per qualified referral
Added illustrative withdrawal and fee calculation example to the terms
This change record describes what was added, removed, or modified in the document. Analysis reflects what the updated agreement states or permits. It does not constitute a legal determination about enforceability. Applicability may vary by jurisdiction. Methodology
This change increases the incentive payout for a consumer referral program. No new regulatory obligations are created. The modification is operational and promotional in nature, affecting only the rewards levels in an existing program structure. The added cryptocurrency fee calculation example is clarifying in nature and does not expand SoFi's authority or obligations.
ConductAtlas provides verified policy intelligence sourced directly from platform documents. All analysis is intended to support, not replace, legal and compliance review. Record CA-C-003946.
SoFi increased referral rewards for its Credit Score Monitoring program in an update detected on July 24, 2026. Referrers now …
SoFi removed the phrase '1% Match Promotion: Example Withdrawal and Fee Calculations' from its cryptocurrency risk disclosure. The updated terms …
SoFi removed a section titled '1% Match Promotion: Example Withdrawal and Fee Calculations' from its cryptocurrency risk disclosure. The updated …