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SoFi increased referral rewards for its Credit Score Monitoring program in an update detected on July 24, 2026. Referrers now receive 1,500 rewards points (equivalent to $15) instead of 1,000 points ($10) when someone they refer successfully activates the service within 60 days. The company also added language describing '1% Match Promotion' withdrawal and fee calculations for cryptocurrency holdings in the same update.
The updated terms increase the referral reward for Credit Score Monitoring from 1,000 points ($10) to 1,500 points ($15) per successful referral within 60 days of clicking a unique referral link. The terms also add specific language describing withdrawal and fee calculations for the 1% crypto match promotion, clarifying how fees are calculated when users withdraw cryptocurrency holdings.
The updated terms increase the financial incentive for users referring others to SoFi's Credit Score Monitoring service, making the referral program more attractive. The added crypto match withdrawal language clarifies fee mechanics that may affect how users evaluate the economics of crypto holdings on the platform.
→ If you participate in SoFi's referral program, the increased reward from $10 to $15 applies to all new qualifying referrals effective immediately.
Increased from $10 (1,000 points) to $15 (1,500 points) per successful referral.
Added language describing withdrawal and fee calculations for 1% match on cryptocurrency holdings.
This change record describes what was added, removed, or modified in the document. Analysis reflects what the updated agreement states or permits. It does not constitute a legal determination about enforceability. Applicability may vary by jurisdiction. Methodology
This change modifies SoFi's referral incentive structure and adds disclosure language for cryptocurrency fee calculations. No new compliance obligations are created. The increase to referral rewards is a commercial adjustment with no regulatory exposure. The added language on crypto match withdrawal calculations appears to be a clarification of existing promotional mechanics rather than a material policy shift. No action is required unless internal systems tracking referral payouts need to be updated to reflect the new 1,500-point threshold.
ConductAtlas provides verified policy intelligence sourced directly from platform documents. All analysis is intended to support, not replace, legal and compliance review. Record CA-C-003945.
SoFi increased the rewards offered through its Credit Score Monitoring Referral Program. Referrers now receive 1,500 rewards points (equivalent to …
SoFi removed the phrase '1% Match Promotion: Example Withdrawal and Fee Calculations' from its cryptocurrency risk disclosure. The updated terms …
SoFi removed a section titled '1% Match Promotion: Example Withdrawal and Fee Calculations' from its cryptocurrency risk disclosure. The updated …
Ad personalization controls removed. Contact scanning added. Advertiser data partnerships quietly dropped. A timeline of every change.