SoFi increased referral rewards for its Credit Score Monitoring program in an update detected on July 24, 2026. Referrers now receive 1,500 rewards points (equivalent to $15) instead of 1,000 points ($10) when someone they refer successfully activates the service within 60 days. The company also added language describing '1% Match Promotion' withdrawal and fee calculations for cryptocurrency holdings in the same update.
The updated terms increase the referral reward for Credit Score Monitoring from 1,000 points ($10) to 1,500 points ($15) per successful referral within 60 days of clicking a unique referral link. The terms also add specific language describing withdrawal and fee calculations for the 1% crypto match promotion, clarifying how fees are calculated when users withdraw cryptocurrency holdings.
→ If you participate in SoFi's referral program, the increased reward from $10 to $15 applies to all new qualifying referrals effective immediately.
Increased from $10 (1,000 points) to $15 (1,500 points) per successful referral.
Added language describing withdrawal and fee calculations for 1% match on cryptocurrency holdings.
This change record describes what was added, removed, or modified in the document. Analysis reflects what the updated agreement states or permits. It does not constitute a legal determination about enforceability. Applicability may vary by jurisdiction. Methodology
This change modifies SoFi's referral incentive structure and adds disclosure language for cryptocurrency fee calculations. No new compliance obligations are created. The increase to referral rewards is a commercial adjustment with no regulatory exposure. The …
Regulatory exposure, obligation change, escalation trigger, board-ready language, and recommended action for legal and compliance teams.
Unlock the full institutional analysis — InsightConductAtlas provides verified policy intelligence sourced directly from platform documents. All analysis is intended to support, not replace, legal and compliance review. Record CA-C-003945.
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