SoFi removed repetitive section headers and labels from its investment promotion terms in an update detected on July 28, 2026. The changes eliminated three instances of the phrase '1% Match Promotion: Example Withdrawal and Fee Calculations' that appeared above tables and sections describing the 1% match offer, early withdrawal fees, and cancellation policies. The substantive terms, rates, holding periods, and fee structures remain unchanged; only the formatting and organizational headers were revised.
This change does not materially affect the terms under which SoFi Plus members operate. The updated terms maintain the same 1% match on deposits into taxable accounts, the same five-year holding period requirement, and the same early withdrawal and cancellation fee structures. Only formatting and section headers were revised.
This change has no material operational significance. The 1% match offer terms, eligibility criteria, fee structures, and holding requirements remain identical. The revision is a formatting optimization that removes duplicate headers without altering substantive policy.
Section headers were removed; the offer terms, rates, and holding period requirements remain unchanged.
This change record describes what was added, removed, or modified in the document. Analysis reflects what the updated agreement states or permits. It does not constitute a legal determination about enforceability. Applicability may vary by jurisdiction. Methodology
This change is a formatting and organizational revision with no material impact on the substantive terms governing the 1% match promotion. The offer mechanics, holding requirements, fee calculations, and eligibility criteria remain identical. No compliance obligations are created or modified by this revision.
ConductAtlas provides verified policy intelligence sourced directly from platform documents. All analysis is intended to support, not replace, legal and compliance review. Record CA-C-004004.
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