SoFi removed the phrase '1% Match Promotion: Example Withdrawal and Fee Calculations' from its cryptocurrency risk disclosure. The updated terms now lead directly from the 1% match on crypto offer into the standardized FDIC insurance and loss-of-value warnings. This appears to be a formatting or editorial simplification with no change to the substantive risk disclosures themselves.
The updated terms remove a reference to example withdrawal and fee calculations from the cryptocurrency section while retaining all substantive risk warnings. The mandatory disclosures that cryptocurrency assets are not FDIC insured, not bank guaranteed, and may lose value remain in place. This change does not alter the protections or obligations stated in the crypto risk disclosure itself.
Removed example calculation reference; core FDIC and loss-of-value warnings remain unchanged.
This change record describes what was added, removed, or modified in the document. Analysis reflects what the updated agreement states or permits. It does not constitute a legal determination about enforceability. Applicability may vary by jurisdiction. Methodology
This change appears to be editorial or formatting only. The removal of 'Example Withdrawal and Fee Calculations' from the section header does not alter substantive disclosures, risk warnings, or compliance obligations. The FDIC and loss-of-value …
Regulatory exposure, obligation change, escalation trigger, board-ready language, and recommended action for legal and compliance teams.
Unlock the full institutional analysis — InsightConductAtlas provides verified policy intelligence sourced directly from platform documents. All analysis is intended to support, not replace, legal and compliance review. Record CA-C-003891.
SoFi's Terms of Use underwent minor navigation menu updates detected on September 5, 2026. The changes involved adding "International Money …
SoFi updated its Online Privacy Policy on September 5, 2026, with minor changes to navigation links and calculator tools listed …
SoFi updated its website navigation and footer content in the Terms of Use page, detected on September 5, 2026. The …
Get the research letter
Companies change their terms quietly. We read every version and catch what actually changed. One email a week on the changes that matter and what they mean.
Get alerted when this policy changes again, including what changed and why it matters.