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SoFi removed the phrase '1% Match Promotion: Example Withdrawal and Fee Calculations' from its cryptocurrency risk disclosure. The updated terms now lead directly from the 1% match on crypto offer into the standardized FDIC insurance and loss-of-value warnings. This appears to be a formatting or editorial simplification with no change to the substantive risk disclosures themselves.
The updated terms remove a reference to example withdrawal and fee calculations from the cryptocurrency section while retaining all substantive risk warnings. The mandatory disclosures that cryptocurrency assets are not FDIC insured, not bank guaranteed, and may lose value remain in place. This change does not alter the protections or obligations stated in the crypto risk disclosure itself.
This change is a minor editorial modification that does not alter the substantive risk disclosures or obligations related to cryptocurrency accounts. The mandatory warnings that crypto assets are not FDIC insured and may result in complete loss of value remain fully in place.
Removed example calculation reference; core FDIC and loss-of-value warnings remain unchanged.
This change record describes what was added, removed, or modified in the document. Analysis reflects what the updated agreement states or permits. It does not constitute a legal determination about enforceability. Applicability may vary by jurisdiction. Methodology
This change appears to be editorial or formatting only. The removal of 'Example Withdrawal and Fee Calculations' from the section header does not alter substantive disclosures, risk warnings, or compliance obligations. The FDIC and loss-of-value warnings remain unchanged. No regulatory review appears triggered by this modification.
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Analyst $49/moConductAtlas provides verified policy intelligence sourced directly from platform documents. All analysis is intended to support, not replace, legal and compliance review. Record CA-C-003891.
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