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SoFi removed a section titled '1% Match Promotion: Example Withdrawal and Fee Calculations' from its cryptocurrency risk disclosure. The updated terms retain the risk warning that cryptocurrency is not FDIC insured, not bank guaranteed, and may lose value, but no longer include the example calculation section. This removes a specific illustrative element but does not change the substantive risk disclosure itself.
The updated terms remove an example section showing withdrawal and fee calculations for cryptocurrency deposits but preserve the existing risk warning that cryptocurrency is not FDIC insured, not bank guaranteed, and may lose value. The substantive risk disclosure language remains unchanged; only the illustrative example has been removed.
The change simplifies SoFi's crypto disclosure by removing an illustrative example while preserving the substantive risk warnings. This is a minor editorial adjustment with no material impact on the terms consumers operate under or the disclosures they receive.
Risk disclosure retained; illustrative example section removed
This change record describes what was added, removed, or modified in the document. Analysis reflects what the updated agreement states or permits. It does not constitute a legal determination about enforceability. Applicability may vary by jurisdiction. Methodology
This change removes a non-substantive illustrative element (example calculations) from SoFi's crypto risk disclosure while retaining the material risk warning itself. No regulatory obligation is created, modified, or eliminated. The change appears to be editorial simplification rather than a modification of risk disclosure substance. No escalation appears necessary.
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