SoFi updated its member rewards program and SoFi Plus benefits on May 1, 2026. The Credit Score Monitoring reward now applies only to new SoFi members rather than all members. SoFi Plus members now receive a one-time discounted annual digital subscription to The Wall Street Journal ($129) and a discounted ongoing subscription to MarketWatch ($2 every four weeks for one year), replacing the previous ClassPass free trial benefit. After the initial promotional period, both subscriptions automatically renew at standard rates unless canceled before renewal.
Consumers: SoFi Plus members will be automatically charged for Wall Street Journal and MarketWatch subscriptions at standard rates unless they cancel before the renewal date.
The updated terms state that the Credit Score Monitoring reward activity now applies only to new SoFi members, narrowing who can earn points from this activity. SoFi Plus members' included benefits have changed: the previous ClassPass free trial is replaced with a discounted Wall Street Journal annual digital subscription ($129 one-time) and a discounted MarketWatch subscription ($2 every four weeks for one year). The terms establish that after the one-year promotional period, both subscriptions will automatically renew at each service's standard rates unless the member cancels before the renewal date. You can cancel either subscription prior to the renewal date to avoid automatic renewal charges.
→ Review the promotional enrollment link provided by SoFi to confirm the Wall Street Journal and MarketWatch subscription terms before completing enrollment.
→ Set a calendar reminder to cancel either subscription prior to the one-year renewal date if you do not want to continue at standard rates.
ClassPass free trial replaced with Wall Street Journal ($129 annual) and MarketWatch ($2 every four weeks) subscriptions; auto-renewal at standard rates after one-year promotional period.
Restricted to new SoFi members only, narrowing the member population eligible to earn rewards from this activity.
This change record describes what was added, removed, or modified in the document. Analysis reflects what the updated agreement states or permits. It does not constitute a legal determination about enforceability. Applicability may vary by jurisdiction. Methodology
SoFi modified two elements of its member benefits program as of May 1, 2026: narrowed eligibility for a specific rewards earning activity (Credit Score Monitoring) to new members only, and replaced one included benefit (ClassPass …
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