If you apply for a mortgage through Zillow Home Loans, Zillow collects detailed financial information including your income, assets, and credit history, and shares it with lenders and other parties involved in processing your loan.
This analysis describes what Zillow's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
Financial data submitted for mortgage applications is among the most sensitive personal information category; its use and sharing beyond the immediate loan process warrants careful review.
Interpretive note: Whether Zillow Home Loans issues a separate GLBA privacy notice is not confirmed within this document; compliance depends on whether Zillow Home Loans meets the GLBA definition of a financial institution subject to the Privacy Rule.
Removal of specific high-severity provision about financial data handling could indicate restructuring into a separate financial services privacy notice or deprioritization of loan service disclosures.
View full change record →Submitting a mortgage application through Zillow Home Loans means your income, assets, and credit history are shared with lenders and servicers, and the terms governing those disclosures may be subject to GLBA privacy notices separate from this general policy.
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to request that your data be transferred to a third party (data portability)
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"If you use Zillow Home Loans or other financial services offered through our platforms, we collect financial information including income, assets, credit history, and other information necessary to process your application. This information may be shared with lenders, servicers, and other parties involved in the loan process.Excerpt from Zillow's Privacy Notice
1) REGULATORY LANDSCAPE: Collection and sharing of financial data in connection with mortgage applications engages the Gramm-Leach-Bliley Act (GLBA), enforced by the CFPB and FTC.
Enforcement risk, jurisdiction flags, contract triggers, and due diligence action items.
Ad personalization controls removed. Contact scanning added. Advertiser data partnerships quietly dropped. A timeline of every change.
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Financial data submitted for mortgage applications is among the most sensitive personal information category; its use and sharing beyond the immediate loan process warrants careful review.
Submitting a mortgage application through Zillow Home Loans means your income, assets, and credit history are shared with lenders and servicers, and the terms governing those disclosures may be subject to GLBA privacy notices separate from this general policy.
ConductAtlas has identified this type of provision across 290 platforms. See the full comparison.
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