The terms state that Delaware law governs these Terms, with the exception of Section 10, which is governed by the Federal Arbitration Act, indicating the presence of an arbitration provision.
This analysis describes what Zelle's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This provision establishes Delaware as the governing law for site-level terms and designates the FAA as the governing framework for Section 10, which by reference indicates an arbitration clause. The interaction between the FAA carve-out and Delaware consumer law creates a dual-framework structure for dispute resolution that may affect users' ability to rely on state-specific consumer protections.
Interpretive note: Section 10, which is governed by the FAA and likely contains the arbitration clause, is referenced but not reproduced in this document, making full assessment of the arbitration framework impossible from this text alone.
Under this clause, disputes arising from site use are governed by Delaware law, while any arbitration-related provisions in Section 10 are governed by the FAA. The specific content of Section 10 is referenced but not reproduced in this document, limiting visibility into the full arbitration framework.
Cross-platform context
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Compare across platforms →"With the exception of Section 10 which will be construed in accordance with the FAA, these Terms shall be governed by, construed and enforced in accordance with the laws of the State of Delaware.Excerpt from Zelle's Terms of Service
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This provision establishes Delaware as the governing law for site-level terms and designates the FAA as the governing framework for Section 10, which by reference indicates an arbitration clause. The interaction between the FAA carve-out and Delaware consumer law creates a dual-framework structure for dispute resolution that may affect users' ability to rely on state-specific consumer protections.
Under this clause, disputes arising from site use are governed by Delaware law, while any arbitration-related provisions in Section 10 are governed by the FAA. The specific content of Section 10 is referenced but not reproduced in this document, limiting visibility into the full arbitration framework.
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