Provision record
Zelle · Zelle Terms of Service · View original document ↗

Delaware law governs these terms

High confidence Common · 263 of 343 platforms

Key Facts · in the document’s own words

What laws govern, construe, and enforce the Terms?
“these Terms shall be governed by, construed and enforced in accordance with the laws of the State of Delaware.”
Version CA-V-006704, captured Sept. 11, 2026 · live source ↗
Our reading, not the document’s words
Zelle requires that the Terms be governed by, construed, and enforced in accordance with the laws of the State of Delaware.
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This analysis describes what Zelle's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

Generated by a model from the captured document; not read by a person

Designating Delaware law as governing law determines which state's statutes and case law apply to any dispute arising under the Terms.

Consumer impact (what this means for users)

Generated by a model from the captured document; not read by a person

Any legal interpretation or enforcement of the Terms will be evaluated under Delaware law, regardless of where the user is located.

How other platforms handle this

OpenAI

California law will govern these Terms except for its conflicts of laws principles.

Teladoc

These Terms and Conditions are governed by the laws of Delaware.

Credit Karma

the Federal Arbitration Act ("FAA") governs the interpretation and enforcement of this arbitration provision; the arbitrator shall apply California law to all other matters.

See all platforms with this clause type →
▸ View Original Clause Language DOCUMENT RECORD
"
these Terms shall be governed by, construed and enforced in accordance with the laws of the State of Delaware.

Excerpt from Zelle's Terms of Service

Provision details

Document information
Document
Zelle Terms of Service
Entity
Zelle
Tracking information
First captured by ConductAtlas
July 11, 2026
Text quoted from version
CA-V-006704, captured Sept. 11, 2026
Record ID
CA-P-071328
Document ID
CA-D-000426
Evidence Provenance
Source URL
Wayback Machine
Archived bytes SHA-256 (version CA-V-006704)
5ef00d3942ed435f1d579ee9072326cbbf2c8398ee480b0e07562b67ac3436a7
Analysis generated
July 12, 2026 14:43 UTC
Methodology
Evidence
✓ Excerpt found in version CA-V-006704, captured Sept. 11, 2026 (checked Oct. 5, 2026)
Citation Record
Entity: Zelle
Document: Zelle Terms of Service
Record ID: CA-P-071328
Version: CA-V-006704
Captured: 2026-09-11 00:43:37 UTC
SHA-256: 5ef00d3942ed435f…
URL: https://conductatlas.com/platform/zelle/zelle-terms-of-service/provision/CA-P-071328/delaware-law-governs-these-terms/
Accessed: Oct. 23, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Categories

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Frequently Asked Questions

What does Zelle's Delaware law governs these terms clause do?

Designating Delaware law as governing law determines which state's statutes and case law apply to any dispute arising under the Terms.

How does this clause affect you?

Any legal interpretation or enforcement of the Terms will be evaluated under Delaware law, regardless of where the user is located.

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 263 platforms. See the full comparison.

Is ConductAtlas affiliated with Zelle?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Zelle.