This analysis describes what Zelle's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This provision establishes Zelle's policy regarding collection practices for minors and reflects compliance positioning under the Children's Online Privacy Protection Act. The statement operates to exclude the under-13 population from the service's intended user base.
Zelle's website now operates under a binding privacy notice that requires you to expressly consent to the collection, use, disclosure, and retention of your personal information as a condition of visiting the site. The policy states that by using the website, you consent to these practices, and you should not use the site if you disagree. This represents a shift from marketing content to enforceable legal terms that govern what data is collected from website visitors and how it may be used. You can review the full privacy notice in the footer of zelle.com pages or request a copy via email at zelleprivacy@earlywarning.com to understand what specific data practices apply to your visit.
View change record →The provision restricts the service to users age 13 and older. Individuals under 13 and their parents or guardians are on notice that the platform does not intentionally collect their personal information.
How other platforms handle this
Target reserves the right to change these Terms at any time. We will post notification of changes to these Terms on this page. Your continued use of the Target Services after any changes to these Terms constitutes your acceptance of the new Terms.
We reserve the right, at our sole discretion, to amend these Terms of Service at any time and will update these Terms of Service in the event of any such amendments. We will notify our Users of material changes to this Agreement, such as price changes, at least 30 days prior to the change taking eff...
We may modify the Terms from time to time. The most current version of the Terms will be located here. You understand and agree that your access to or use of the Service is governed by the Terms effective at the time of your access to or use of the Service. If we make material changes to these Terms...
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"Our Website is not intended for children under the age of 13. We do not knowingly solicit or collect information from individuals under the age of 13. For information about the Children's Online Privacy Protection Act (COPPA), visit the FTC website: www.ftc.gov.— Excerpt from Zelle's Zelle Privacy Policy
Netflix updated its Privacy Statement on April 18, 2026, disclosing voice recording collection and expanded household ad profiling for the first time.
Google's Privacy Policy covers Search, Gmail, YouTube, Maps, and every site running Google Analytics. Here is what it actually authorizes.
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This provision establishes Zelle's policy regarding collection practices for minors and reflects compliance positioning under the Children's Online Privacy Protection Act. The statement operates to exclude the under-13 population from the service's intended user base.
The provision restricts the service to users age 13 and older. Individuals under 13 and their parents or guardians are on notice that the platform does not intentionally collect their personal information.
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