Version History

• May 15, 2026 v1 low
  Wise updated its Terms of Use on May 15, 2026 to add three new provisions governing FedNow instant payment transactions. The updated terms now state that Wise accounts can receive funds via FedNow, that FedNow transactions are processed in real time and generally cannot be canceled or reversed once completed, and that Wise may decline incoming FedNow transactions at its discretion for security, compliance, or operational reasons. Sending payments via FedNow is not currently available. These additions establish operational and procedural boundaries for a specific payment method without modifying broader settlement finality language.
  +3 added · 2 modified
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• May 1, 2026 v1 low
  Wise updated its Terms of Use on May 1, 2026, making two minor changes. The document's version number changed from 1.1 to 1.2, and one sentence about financial limits was slightly revised to remove the phrase 'or other reasons,' now stating limits may apply 'for legal and security reasons' only. This is a clarification that narrows the stated basis for imposing financial limits on your account.
  · 2 modified
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• April 19, 2026 v1 low
  Wise made minor updates to its Terms of Use on April 19, 2026, primarily administrative in nature. Most changes involved updating section numbering, clarifying terminology (removing the word "business" from the account definition), fixing a spelling error ("dispersed" to "disbursed"), and updating their New York office address. These changes do not materially alter consumer rights, obligations, or protections.
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• April 16, 2026 v1 low
  Wise updated its Terms of Use on April 16, 2026 with mostly minor administrative changes. The company clarified that its account definition now applies to all customers (removing specific reference to 'business' accounts), updated its section on chargebacks and reversals to include unauthorized transactions and error resolution, corrected a section numbering issue, fixed two spelling changes (dispersed to disbursed), and updated its New York legal office address from 19 W 24th Street to 30 W 26th Street, Floor 6. These changes do not materially alter consumer rights or obligations.
  · 6 modified
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• March 20, 2026 v1 low
  Wise modified 7 sentences in its Terms of Use on March 20, 2026. The change summary does not specify what the modified sentences stated previously or what they now state, making it impossible to identify the operational difference this creates. Without access to the actual text of the modifications, the nature, scope, and impact of this update cannot be determined.
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• March 19, 2026 v1 low
  Initial snapshot — monitoring begins
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