Old version
March 20, 2026 06:04 UTC
3215ade5c7d8fc703855e6eb6e487f94530c57f878310c14a0d42a367a52db57
CA-V-001664
New version
April 16, 2026 06:05 UTC
a396c3d323849b938f565d343adfd74205e9b9ba6aa3a5c5ee5f8ec43d23c854
CA-V-001821
Share 𝕏 Share in Share
Change Summary
Wise updated its Terms of Use on April 16, 2026 with mostly minor administrative changes. The company clarified that its account definition now applies to all customers (removing specific reference to 'business' accounts), updated its section on chargebacks and reversals to include unauthorized transactions and error resolution, corrected a section numbering issue, fixed two spelling changes (dispersed to disbursed), and updated its New York legal office address from 19 W 24th Street to 30 W 26th Street, Floor 6. These changes do not materially alter consumer rights or obligations.
low severity
0 Sentences added
0 Sentences removed
6 Sentences modified
744 Sentences before
744 Sentences after
Added
Removed
Modified
BeforeAfter
1Last updated: 4 February 2026 - Version 1.0 Go back If you are a business, please see our Business Customer Agreement.1Last updated: 14 April 2026 - Version 1.1 Go back If you are a business, please see our Business Customer Agreement.
36Reversals and Chargebacks 15.36Reversals, Chargebacks, Unauthorized Transactions and Error Resolution 15.
84Wise Account means a business multi-currency account held by customers at Wise, which may include a Jar. 3.84Wise Account means a multi-currency account held by customers at Wise, which may include a Jar. 3.
92The terms and conditions governing those services are located here . 3.4 How to Contact Us. You can contact us by email, web chat, by calling 1-844-926-4389, by logging into your Wise Account, or through our Help Center .92The terms and conditions governing those services are located here . 3.3 How to Contact Us. You can contact us by email, web chat, by calling 1-844-926-4389, by logging into your Wise Account, or through our Help Center .
227Should you choose to withdraw consent to receive Communications electronically, Wise will move forward with closing your account, which will be closed once all funds have been dispersed from the account.227Should you choose to withdraw consent to receive Communications electronically, Wise will move forward with closing your account, which will be closed once all funds have been disbursed from the account.
663Notices and counter-notices must be sent in writing to Wise as follows: By mail to Wise Legal Counsel, 19 W 24th Street, New York, NY 10010; by e-mail to legal@wise.com. 27.7 Unlawful internet gambling notice.663Notices and counter-notices must be sent in writing to Wise as follows: By mail to Wise Legal Counsel, 30 W 26th Street, Floor 6, New York, NY 10010; by e-mail to legal@wise.com. 27.7 Unlawful internet gambling notice.
Stay ahead of the changes

Watch this before it changes again

Follow unlimited companies, monitor the clauses that matter across every platform, and get the full institutional analysis on what each change obligates you to do.