If your credit card expires or is declined when your subscription renews, Windsurf can permanently delete your account and all your data with no obligation to notify you or compensate you.
This provision creates a severe and disproportionate consequence — permanent data deletion — for a routine payment failure, without any obligation to notify users in advance or provide a grace period to update payment information.
Cross-platform context
See how other platforms handle Account Deletion on Payment Lapse Without Liability and similar clauses.
Compare across platforms →A single failed payment — due to a lost card, bank error, or card expiry — can result in permanent, unrecoverable loss of all account data, including code, settings, and history, with no advance warning required.
(1) REGULATORY FRAMEWORK: This provision may implicate FTC Act Section 5 if the deletion occurs without reasonable notice, constituting an unfair practice. CCPA §1798.105 grants California residents the right to request deletion of their data — but this clause inverts that right, imposing deletion as a penalty without consent. Data retention and deletion obligations under GDPR Art. 5(1)(e) (storage limitation) and Art. 17 (right to erasure) may be relevant if EU users' data is affected. Consumer protection laws in multiple states may require notice before account termination. (2)
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