When you make a purchase on the Epic Games Store, Epic may collect your credit card number, expiration date, name, and region information to complete the transaction, depending on the payment method used.
This analysis describes what Unreal Engine's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The clause establishes the scope of payment data collection practices and specifies that the extent of collection may vary depending on the payment method selected, creating a conditional authorization framework for transaction processing.
Your full credit card number may be collected by Epic when you purchase on the Epic Games Store, and the policy does not specify whether Epic stores card numbers itself or passes them directly to a payment processor — a meaningful distinction for your financial data security.
How other platforms handle this
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"When you make a purchase on the Epic Games Store, depending on which payment method you use, we may collect your payment information (e.g., credit card number and expiration date, name, and region information) to complete the transaction.— Excerpt from Unreal Engine's Epic Games Privacy Policy
REGULATORY FRAMEWORK: This provision implicates PCI DSS v4.0 (Payment Card Industry Data Security Standard), which mandates technical controls for storage, processing, and transmission of cardholder data, enforced by card brands and acquiring banks; CCPA §1798.140 which classifies financial information as sensitive personal information subject to use limitation and opt-out rights; GDPR Article 9 does not classify payment data as special category, but Article 25 (data protection by design) and Article 32 (security) impose relevant obligations; and the FTC Act Section 5 and FTC Safeguards Rule for financial data security practices.
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The clause establishes the scope of payment data collection practices and specifies that the extent of collection may vary depending on the payment method selected, creating a conditional authorization framework for transaction processing.
Your full credit card number may be collected by Epic when you purchase on the Epic Games Store, and the policy does not specify whether Epic stores card numbers itself or passes them directly to a payment processor — a meaningful distinction for your financial data security.
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