The notice states that precise location data, trip information, and telematics data may be shared with insurance providers for coverage facilitation, claims processing, and telematics insurance products.
This analysis describes what Uber's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This provision authorizes sharing of sensitive location and behavioral data with insurance partners, which may affect insurance rating, claims outcomes, and coverage eligibility, and creates third-party data flows that require assessment under applicable data protection and insurance regulatory frameworks.
Interpretive note: The specific insurance partners, the markets where telematics insurance products apply, and whether driver consent is separately obtained for telematics-based insurance rating are not fully specified in the notice text available.
This provision establishes that trip location, route, and telematics data may be disclosed to insurance companies for purposes that include claims processing and telematics-based insurance products, which may affect drivers' insurance standing or premiums in applicable markets.
How other platforms handle this
We will also provide an individual opt-out choice, or opt-in for sensitive data, before we share your data with third parties other than our agents, or before we use it for a purpose other than which it was originally collected.
to request that your data be transferred to a third party (data portability)
Your organization may allow you to access and export your data in order to back it up or transfer it to a service outside of Google.
"Uber may share drivers' and delivery people's data, including location data and trip information, with insurance providers to facilitate insurance coverage and claims processing, and to support telematics-based insurance products in applicable markets.Excerpt from Uber's Privacy Notice (Drivers and Delivery People)
1) REGULATORY LANDSCAPE: Sharing telematics and location data with insurers implicates state insurance data regulations, the NAIC model privacy act (adopted variably across US states), CPRA sensitive personal information provisions (precise geolocation), and GDPR data …
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This provision authorizes sharing of sensitive location and behavioral data with insurance partners, which may affect insurance rating, claims outcomes, and coverage eligibility, and creates third-party data flows that require assessment under applicable data protection and insurance regulatory frameworks.
This provision establishes that trip location, route, and telematics data may be disclosed to insurance companies for purposes that include claims processing and telematics-based insurance products, which may affect drivers' insurance standing or premiums in applicable markets.
ConductAtlas has identified this type of provision across 290 platforms. See the full comparison.
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