Provision record
Uber · Uber Privacy Notice (Drivers and Delivery People) · View original document ↗

Data Sharing with Insurance Providers

Medium severity Medium confidence Explicitdocumentlanguage Common · 295 of 352 platforms
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Document Record

What it is

The notice states that precise location data, trip information, and telematics data may be shared with insurance providers for coverage facilitation, claims processing, and telematics insurance products.

This analysis describes what Uber's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

This provision authorizes sharing of sensitive location and behavioral data with insurance partners, which may affect insurance rating, claims outcomes, and coverage eligibility, and creates third-party data flows that require assessment under applicable data protection and insurance regulatory frameworks.

Interpretive note: The specific insurance partners, the markets where telematics insurance products apply, and whether driver consent is separately obtained for telematics-based insurance rating are not fully specified in the notice text available.

Clause Stability Stable

0
Changes
4
Months Monitored
May 21, 2026
First Seen
May 22, 2026
Last Seen
This clause type exists across 5261 other provisions on other platforms.

Consumer impact (what this means for users)

This provision establishes that trip location, route, and telematics data may be disclosed to insurance companies for purposes that include claims processing and telematics-based insurance products, which may affect drivers' insurance standing or premiums in applicable markets.

How other platforms handle this

Skillshare Medium

The right to know with whom we have shared your Personal Data, for what purposes, and what Personal Data has been shared (including whether Personal Data was disclosed to third parties for their own direct marketing purposes)

GitHub Medium

If GitHub detects the GPC signal from your device, GitHub will not share your data (we do not sell your data).

Discord Medium

If you want to see what information we have collected about you, you can request a copy of your data in the Data & Privacy section of your User Settings. You should receive your data packet within 30 days.

See all platforms with this clause type →

Monitoring

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▸ View Original Clause Language DOCUMENT RECORD
"
Uber may share drivers' and delivery people's data, including location data and trip information, with insurance providers to facilitate insurance coverage and claims processing, and to support telematics-based insurance products in applicable markets.

Excerpt from Uber's Privacy Notice (Drivers and Delivery People)

ConductAtlas Analysis

Institutional analysis (regulatory & governance intelligence)

1) REGULATORY LANDSCAPE: Sharing telematics and location data with insurers implicates state insurance data regulations, the NAIC model privacy act (adopted variably across US states), CPRA sensitive personal information provisions (precise geolocation), and GDPR data sharing and purpose limitation requirements. State insurance commissioners in California, New York, and other states have specific data-sharing disclosure requirements applicable to insurance-related data flows. The FTC has jurisdiction over deceptive practices in insurance data sharing contexts. 2) GOVERNANCE EXPOSURE: Medium. The breadth of data shared (location, telematics, trip history) with insurance partners is operationally significant for drivers who may not anticipate that behavioral driving data influences insurance products beyond third-party liability coverage. Purpose limitation under GDPR requires that data collected for trip facilitation is not repurposed for insurance rating without adequate legal basis. 3) JURISDICTION FLAGS: California (CPRA, Insurance Information and Privacy Protection Act), New York (SHIELD Act and DFS regulations), EU/EEA (GDPR purpose limitation and third-party sharing disclosure requirements), UK (UK GDPR and FCA regulatory context for insurers). 4) CONTRACT AND VENDOR IMPLICATIONS: Insurance partner agreements should include data use limitations restricting secondary use of telematics data beyond the disclosed purposes. Procurement teams should assess whether insurance vendors' use of Uber-sourced telematics data for underwriting or rating purposes is disclosed to and consented to by drivers in applicable markets. 5) COMPLIANCE CONSIDERATIONS: Compliance teams should verify that disclosures to drivers regarding insurance-related data sharing are specific enough to satisfy GDPR transparency requirements and CPRA notice obligations, and that applicable state insurance data privacy statutes are addressed in the notice or supplemental regional disclosures.

Full institutional analysis

Regulatory citations, enforcement risk, and due diligence action items.

Applicable agencies

  • FTC
    The FTC has authority over unfair or deceptive practices in consumer data sharing, including data flows to insurance entities.
    File a complaint →
  • State AG
    State attorneys general enforce state insurance privacy statutes and consumer protection laws applicable to data sharing with insurers.
    File a complaint →

Applicable regulations

BIPA
Illinois, USA
CCPA/CPRA
California, USA
Connecticut Data Privacy Act Amendments
US-CT
CAN-SPAM
United States Federal
FTC Act Section 5
United States Federal
GDPR
European Union
Indiana Consumer Data Protection Act
US-IN
Kentucky Consumer Data Protection Act
US-KY
TCPA
United States Federal
UK GDPR
United Kingdom
Universal Opt-Out Mechanism Expansion 2026
US

Provision details

Document information
Document
Uber Privacy Notice (Drivers and Delivery People)
Entity
Uber
Document last updated
March 14, 2026
Tracking information
First tracked
May 21, 2026
Last verified
May 21, 2026
Record ID
CA-P-013054
Document ID
CA-D-00110
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
ca2577c59b0fc66befa8427e3bb9e4f1789af31e4ec978dea05d4f26c4f5de18
Analysis generated
May 21, 2026 04:31 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Uber
Document: Uber Privacy Notice (Drivers and Delivery People)
Record ID: CA-P-013054
Captured: 2026-05-21 04:31:30 UTC
SHA-256: ca2577c59b0fc66b…
URL: https://conductatlas.com/platform/uber/uber-privacy-notice-drivers-and-delivery-people/provision/CA-P-013054/data-sharing-with-insurance-providers/
Accessed: July 25, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
Medium
Categories

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Frequently Asked Questions

What does Uber's Data Sharing with Insurance Providers clause do?

This provision authorizes sharing of sensitive location and behavioral data with insurance partners, which may affect insurance rating, claims outcomes, and coverage eligibility, and creates third-party data flows that require assessment under applicable data protection and insurance regulatory frameworks.

How does this clause affect you?

This provision establishes that trip location, route, and telematics data may be disclosed to insurance companies for purposes that include claims processing and telematics-based insurance products, which may affect drivers' insurance standing or premiums in applicable markets.

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 295 platforms. See the full comparison.

Is ConductAtlas affiliated with Uber?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Uber.