TikTok sells virtual coins and diamonds that can be used for in-app purchases and gifting to creators — these virtual items are governed by a separate policy that is incorporated into these Terms.
Real money spent on TikTok virtual coins is subject to TikTok's account suspension and termination rights — if your account is banned, you may lose all purchased virtual items with no guaranteed refund, creating direct financial risk.
Cross-platform context
See how other platforms handle Virtual Items Policy and Non-Refundability and similar clauses.
Compare across platforms →Virtual items purchased with real money on TikTok are subject to TikTok's termination and account suspension rights, meaning you could lose real-money purchases if your account is banned, and refund rights are governed by a separate policy you must separately review.
(1) REGULATORY FRAMEWORK: Virtual currency and in-app purchase practices are subject to FTC Act Section 5 (unfair/deceptive practices), CFPB oversight where virtual items have cash-equivalent or redeemable value, state UETA (Uniform Electronic Transactions Act), and Apple App Store / Google Play Store developer agreement requirements regarding refund policies. COPPA implications arise where minors purchase virtual items, as parental consent requirements apply. California's Automatic Purchase Renewals statute (Cal. Bus. & Prof. Code § 17600) may apply to subscription-linked virtual item purchases. (2)
Compliance intelligence locked
Regulatory citations, enforcement risk, and due diligence action items.
Watcher: regulatory citations. Professional: full compliance memo.