Provision record
Stripe · Stripe Terms of Service · View original document ↗

User Indemnification of Stripe

Medium severity High confidence Explicit document language Common · 228 of 352 platforms
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Document Record

What it is

Users are required to indemnify Stripe, its affiliates, and their personnel for all losses arising from the user's use of the services or Stripe Technology, gross negligence, willful misconduct, fraud, or material breach of the agreement, subject to limitations where the loss arises from the indemnified party's own misconduct.

This analysis describes what Stripe's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

This provision establishes a broad user indemnification obligation covering all losses arising from use of Stripe services, which extends to Stripe's affiliates and personnel and is not capped by the agreement's standard liability cap provisions.

Clause Stability Stable

0
Changes
5
Months Monitored
Apr 9, 2026
First Seen
Jul 9, 2026
Last Seen
This clause type exists across 936 other provisions on other platforms.

Consumer impact (what this means for users)

Under this clause, users are contractually obligated to cover all losses Stripe and its affiliates incur arising from the user's service use, gross negligence, willful misconduct, fraud, or material breach; this obligation is not subject to the 12-month fee-based liability cap that applies to Stripe's liability to users.

How other platforms handle this

Tabnine Medium

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Instacart Medium

Any access to or use of the Services or goods through your account by others, including your spouse, dependents, Recipients, and any access by AI Agents you enable or that operate on your behalf...

Walmart Medium

you agree to cooperate with Walmart if and as requested by Walmart in the defense and settlement of such matter.

See all platforms with this clause type →
▸ View Original Clause Language DOCUMENT RECORD
"
Subject to Section 9.2 (Limitations on Indemnity), User will indemnify Stripe, its Affiliates, and their directors, employees, and agents for all Losses arising from User's use of the Services or Stripe Technology, gross negligence, willful misconduct, fraud, or material breach of the Agreement.

Excerpt from Stripe's Terms of Service

ConductAtlas Analysis

Institutional analysis (regulatory & governance intelligence)

1.

Insight

Unlock the full institutional analysis

Enforcement risk, jurisdiction flags, contract triggers, and due diligence action items.

Applicable regulations

FTC Act Section 5
United States Federal

Provision details

Document information
Document
Stripe Terms of Service
Entity
Stripe
Document last updated
May 5, 2026
Tracking information
First tracked
July 9, 2026
Last verified
July 9, 2026
Record ID
CA-P-002349
Document ID
CA-D-00107
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
04c9dc6a7e897c82a34b3cbc7e6460b33c17db75ee17f215e2ca710172f18381
Analysis generated
July 9, 2026 04:14 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Stripe
Document: Stripe Terms of Service
Record ID: CA-P-002349
Captured: 2026-07-09 04:14:43 UTC
SHA-256: 04c9dc6a7e897c82…
URL: https://conductatlas.com/platform/stripe/stripe-terms-of-service/provision/CA-P-002349/user-indemnification-of-stripe/
Accessed: Sept. 8, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
Medium
Categories

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Frequently Asked Questions

What does Stripe's User Indemnification of Stripe clause do?

This provision establishes a broad user indemnification obligation covering all losses arising from use of Stripe services, which extends to Stripe's affiliates and personnel and is not capped by the agreement's standard liability cap provisions.

How does this clause affect you?

Under this clause, users are contractually obligated to cover all losses Stripe and its affiliates incur arising from the user's service use, gross negligence, willful misconduct, fraud, or material breach; this obligation is not subject to the 12-month fee-based liability cap that applies to Stripe's liability to users.

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 228 platforms. See the full comparison.

Is ConductAtlas affiliated with Stripe?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Stripe.