This analysis describes what Stripe's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This cap limits how much a user can recover from Stripe regardless of actual harm suffered, which may be far less than damages incurred.
Interpretive note: The canonical claim focuses on the cap as it applies to Stripe's liability, which is the primary consumer-facing effect. The mutual application to the user's liability is noted in omitted_material. The Excluded Claims carve-out is noted but not defined in the excerpt.
The reader's recoverable damages from Stripe are capped at the fees they paid Stripe in the prior 12 months, excluding any pass-through fees paid to Financial Providers.
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"Except for Excluded Claims, a party's total aggregate liability...is limited to the total Fees User paid to Stripe (excluding all pass-through fees levied by Financial Providers) during the 12 month period before the first event giving rise to liability.— Excerpt from Stripe's Stripe Terms of Service
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This cap limits how much a user can recover from Stripe regardless of actual harm suffered, which may be far less than damages incurred.
The reader's recoverable damages from Stripe are capped at the fees they paid Stripe in the prior 12 months, excluding any pass-through fees paid to Financial Providers.
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