“use the Services to conduct a Prohibited or Restricted Business, transact with any Prohibited or Restricted Business, or enable any individual or entity...to operate or benefit from any Prohibited or Restricted Business, unless Stripe has pre-approved...”
This analysis describes what Stripe's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
Operating or facilitating a Prohibited or Restricted Business without pre-approval is a violation of the agreement, which could lead to enforcement action.
Interpretive note: The definitions of 'Prohibited Business' and 'Restricted Business' are not provided in the excerpt. The canonical claim preserves those terms without paraphrase.
The updated terms establish new restrictions on how merchants may use Stripe Output Data, prohibiting its use for automated decision-making about customer relationships, credit or employment eligibility determinations, or training AI systems that substitute for Stripe's Services. Merchants using AI Agents to access Stripe Services are now explicitly liable for all actions initiated by those agents, as the terms state such actions are legally binding. Data breach notification obligations have been tightened: users must notify Stripe within 48 hours of becoming aware of a data incident affecting Stripe or its Affiliates, and must provide specific information about the type of data, affected individuals, and remediation status. You can review the specific restrictions on Stripe Output Data use in the updated Service Terms and adjust any automated processes or AI Agent integrations accordingly.
View change record →The reader must obtain Stripe's pre-approval before using the Services in connection with any Prohibited or Restricted Business, whether directly or by enabling others.
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You are not permitted to access or use our Services in any jurisdiction or country if it would be contrary to the law or regulation of that jurisdiction or if it would subject us to the laws of...
Impersonates, or misrepresents your affiliation with, any person or entity;
You must only display this content to members of the residence at which you have a subscription and to others you have invited to view the content (without charge).
"use the Services to conduct a Prohibited or Restricted Business, transact with any Prohibited or Restricted Business, or enable any individual or entity...to operate or benefit from any Prohibited or Restricted Business, unless Stripe has pre-approved...Excerpt from Stripe's Terms of Service
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Operating or facilitating a Prohibited or Restricted Business without pre-approval is a violation of the agreement, which could lead to enforcement action.
The reader must obtain Stripe's pre-approval before using the Services in connection with any Prohibited or Restricted Business, whether directly or by enabling others.
ConductAtlas has identified this type of provision across 238 platforms. See the full comparison.
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