This analysis describes what Stripe's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This provision establishes the dispute resolution mechanism that governs how contractual disagreements are adjudicated. It centralizes dispute processing through arbitration rather than litigation and eliminates the procedural availability of class or consolidated proceedings, which affects the operational structure of how claims are addressed.
Interpretive note: Enforceability of the class action waiver and mandatory arbitration clause varies by jurisdiction; EU and UK users may have mandatory legal protections that override these provisions, and the precise opt-out mechanism and deadline should be confirmed in the current version of the agreement.
Under this clause, users agree to arbitrate individual disputes with Stripe outside the court system, except for small claims court eligibility. Users waive the ability to participate in class action or consolidated arbitration proceedings, meaning disputes must be pursued individually through arbitration.
How other platforms handle this
You and Teachable agree to resolve any disputes through final and binding arbitration, except as set forth under Exceptions to Agreement to Arbitrate below. You also agree that disputes will only be resolved on an individual basis and not as a class, consolidated, or representative action.
Any dispute arising from or relating to the subject matter of these Terms shall be finally settled by arbitration in San Francisco County, California, in accordance with the Streamlined Arbitration Rules and Procedures of Judicial Arbitration and Mediation Services, Inc. ("JAMS") then in effect, by ...
THESE TERMS REQUIRE THE USE OF ARBITRATION (SECTION 12.2) ON AN INDIVIDUAL BASIS TO RESOLVE DISPUTES, RATHER THAN JURY TRIALS OR CLASS ACTIONS, AND ALSO LIMIT THE REMEDIES AVAILABLE TO YOU IN THE EVENT OF A DISPUTE.
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"You and Stripe agree to resolve any disputes, controversies, or claims arising out of or relating to this agreement or the Services through binding individual arbitration instead of in court, except that either party may bring claims in small claims court if they qualify. There will be no right or authority for any dispute to be brought, heard, or arbitrated as a class or representative action, and the arbitrator may not consolidate more than one person's claims.— Excerpt from Stripe's Stripe Terms of Service
Coinbase's User Agreement includes a mandatory arbitration clause that most users may not have reviewed. Here is what the clause states and how the opt-out process works.
561 arbitration provisions across 197 platforms. ConductAtlas tracks how dispute resolution is being restructured across the internet.
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This provision establishes the dispute resolution mechanism that governs how contractual disagreements are adjudicated. It centralizes dispute processing through arbitration rather than litigation and eliminates the procedural availability of class or consolidated proceedings, which affects the operational structure of how claims are addressed.
Under this clause, users agree to arbitrate individual disputes with Stripe outside the court system, except for small claims court eligibility. Users waive the ability to participate in class action or consolidated arbitration proceedings, meaning disputes must be pursued individually through arbitration.
ConductAtlas has identified this type of provision across 133 platforms. See the full comparison.
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