Stripe can change the terms of this agreement by posting updated terms online or notifying you by email, and if you continue using Stripe after 30 days you are considered to have accepted the new terms.
This analysis describes what Stripe's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The terms authorize Stripe to modify the agreement unilaterally with 30 days notice in most cases, with continued use of Stripe's services constituting acceptance, meaning Users must actively monitor for and review all amendments or be bound by updated terms.
This provision authorizes Stripe to amend the agreement with 30 days notice and treats continued use of Stripe services after that period as acceptance of the amended terms, requiring Users to actively monitor for changes and close their account if they object to new provisions.
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"Stripe may amend this agreement at any time by posting the amended terms on its website or by notifying you through the Dashboard or by email. Amendments to this agreement take effect no sooner than 30 days after Stripe posts the amended terms on its website, except that (a) changes that are for your benefit may take effect immediately and (b) changes required by applicable law may take effect immediately. If you do not agree to the amended terms, you may terminate this agreement by closing your Stripe Account before the effective date of the changes. Your continued use of the Services after the effective date of any amendment constitutes your acceptance of the amended terms.— Excerpt from Stripe's Stripe Terms of Service
REGULATORY LANDSCAPE: Unilateral amendment provisions with implied acceptance through continued use are standard in commercial software and payment processing agreements, but their enforceability varies by jurisdiction. EU and UK consumer contract law may impose stricter requirements for consent to material amendments, though the SSA primarily applies to business Users. The FTC's unfair or deceptive practices authority may be relevant if amendment notices are inadequate or if material changes are not clearly disclosed. GOVERNANCE EXPOSURE: Medium. The 30-day notice period for most amendments is a standard industry practice for payment processing agreements. However, the carve-outs for immediate-effect changes (required by law) create a category of amendments that may take effect without the standard notice period, and the agreement does not specify a minimum notice period for such changes. The provision that User's continued use constitutes acceptance creates an opt-out-by-closure mechanism rather than an affirmative consent requirement for amendments. JURISDICTION FLAGS: EU jurisdictions, particularly under the Payment Services Directive, may impose specific requirements for advance notice of material changes to payment service agreements with merchants. UK Financial Conduct Authority requirements may also impose notification obligations for regulated payment service changes. Businesses operating in these jurisdictions should assess whether Stripe's amendment process satisfies applicable regulatory notice requirements for their specific Stripe legal entity. CONTRACT AND VENDOR IMPLICATIONS: Procurement and legal teams should establish a monitoring process for Stripe SSA amendments and assess whether material changes to the SSA trigger vendor reassessment obligations under their own internal governance processes. Businesses with long-term contracts that reference Stripe terms should assess whether SSA amendments could create pass-through obligations. COMPLIANCE CONSIDERATIONS: Compliance teams should establish a process for reviewing Stripe amendment notices and escalating material changes for legal review within the 30-day window before changes take effect. A documented review log of SSA amendments may be valuable for demonstrating that the business actively manages its payment processor contractual obligations.
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The terms authorize Stripe to modify the agreement unilaterally with 30 days notice in most cases, with continued use of Stripe's services constituting acceptance, meaning Users must actively monitor for and review all amendments or be bound by updated terms.
This provision authorizes Stripe to amend the agreement with 30 days notice and treats continued use of Stripe services after that period as acceptance of the amended terms, requiring Users to actively monitor for changes and close their account if they object to new provisions.
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