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The agreement states that activity on the user's account, including transaction information and other features, may be submitted or performed through either the Stripe Dashboard or the Stripe API, with the specific features available described in the Documentation. A Stripe Connect Platform may restrict the user's ability to view, access, or activate certain Services.
This analysis describes what Stripe's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This provision establishes that the user's operational access to their account data and transaction information may be administered through two channels, either of which may be restricted by the connected platform, affecting the user's visibility into their own account activity.
Under this clause, the user's access to transaction data and account features through the Stripe Dashboard or API is subject to restrictions that the connected platform may impose, as stated in the Platform Authority provision of this agreement.
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"Activity may be submitted, initiated or performed through the Stripe Dashboard or through the Stripe API, and this includes the communication of information about Transactions (if applicable), as well as other features as described in the Documentation.Excerpt from Stripe's Connect Platform Agreement
(1) REGULATORY LANDSCAPE: Access to transaction records and account data may be subject to regulatory requirements in financial services contexts, including record-keeping obligations under payment services regulations and tax reporting requirements. Restrictions on dashboard access imposed by a platform could affect the user's ability to fulfill those obligations. (2) GOVERNANCE EXPOSURE: Medium. The provision, read in conjunction with the platform authority clause, means that a user's access to their own transaction data may be restricted by the platform, which has implications for accounting, tax reporting, and dispute resolution. (3) JURISDICTION FLAGS: EU/EEA users operating under PSD2 may have regulatory rights to account information that interact with platform-imposed access restrictions. US users in regulated industries may have record-keeping requirements that necessitate direct dashboard access. (4) CONTRACT AND VENDOR IMPLICATIONS: Procurement teams should confirm in the Platform Provider Agreement that the platform will not restrict dashboard or API access in ways that prevent the user from fulfilling their regulatory or operational obligations. (5) COMPLIANCE CONSIDERATIONS: Users should assess whether their reporting, reconciliation, and compliance workflows depend on direct Stripe dashboard access and whether those workflows would be affected by platform-imposed restrictions.
Regulatory citations, enforcement risk, and due diligence action items.
Provision-level monitoring, governance timelines, and regulatory mapping built from archived source documents and historical version tracking.
This provision establishes that the user's operational access to their account data and transaction information may be administered through two channels, either of which may be restricted by the connected platform, affecting the user's visibility into their own account activity.
Under this clause, the user's access to transaction data and account features through the Stripe Dashboard or API is subject to restrictions that the connected platform may impose, as stated in the Platform Authority provision of this agreement.
ConductAtlas has identified this type of provision across 281 platforms. See the full comparison.
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