Provision record
Steam · Steam Subscriber Agreement · View original document ↗

Billing, Refunds, and No Guarantee of Availability

Medium severity Medium confidence Explicit document language Common · 178 of 352 platforms
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Document Record

What it is

Steam's refund policy is a separate document incorporated by reference into this agreement, meaning the refund terms are binding on you but are not reproduced in full here.

This analysis describes what Steam's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

Refund eligibility for digital games is limited by Steam's external refund policy, which generally requires a request within 14 days of purchase and less than 2 hours of playtime, so purchases outside those parameters are typically non-refundable.

Interpretive note: The full refund policy is contained in a separate incorporated document not reproduced here; the precise refund eligibility conditions depend on the external Steam Refund Policy as it exists at the time of purchase.

Recent Activity

This document changed recently

High Apr 18, 2026

The updated agreement no longer explicitly discloses that Steam Wallet funds held by Japanese users will expire six months after being added, or that expiration dates can be reviewed in the Steam Wallet. The removal of this disclosure eliminates the transparency mechanism previously available to Japanese subscribers regarding fund expiration timelines and monitoring options. Japanese law may still impose expiration requirements on stored funds regardless of contractual disclosure, but the agreement no longer notifies users of this expiration mechanism.

View change record →

Clause Stability Stable

0
Changes
4
Months Monitored
May 10, 2026
First Seen
May 22, 2026
Last Seen
This clause type exists across 764 other provisions on other platforms.

Change history

added Jun 3, 2026

This provision establishes that refund policies and online conduct rules are binding terms and incorporates external documents by reference into the agreement.

View full change record →

Consumer impact (what this means for users)

Digital content purchases on Steam are generally non-refundable unless they meet the conditions in Steam's separate Refund Policy, which imposes time and usage restrictions; purchases that exceed those thresholds result in no refund for the subscriber.

What you can do

⚠️ These actions may provide transparency or partial mitigation but may not fully address the underlying issue. Effectiveness varies by jurisdiction and individual circumstances.
  • Dispute a Fee
    Within 14 days
    To request a refund, log in to Steam and visit help.steampowered.com, select the relevant purchase, and follow the refund request process. Requests must generally be submitted within 14 days of purchase with less than 2 hours of playtime.

How other platforms handle this

Tinder Medium

For subscribers residing in Germany: You may terminate your subscription after it has renewed with a notice period of one month. Your right to terminate for cause remains unaffected.

Leonardo AI Medium

If our mobile application fails to conform to any applicable warranty, you may notify Apple and Apple will refund the purchase price of the mobile application to you.

Netflix Medium

The cancellation will take effect at the end of the billing period. You can see when your subscription will end on the "Account" page.

See all platforms with this clause type →
▸ View Original Clause Language DOCUMENT RECORD
"
Rules of Use include the Steam Online Conduct Rules http://steampowered.com/index.php?area=online_conduct and the Steam Refund Policy http://store.steampowered.com/steam_refunds. The Subscription Terms, the Rules of Use, and the Valve Privacy Policy (which can be found at http://www.valvesoftware.com/privacy.htm) are binding on you once you indicate your acceptance of them or of this Agreement, or otherwise become bound by them as described in Section 8 (Amendments to this Agreement).

Excerpt from Steam's Subscriber Agreement

ConductAtlas Analysis

Institutional analysis (regulatory & governance intelligence)

REGULATORY LANDSCAPE: The incorporation of the refund policy by reference rather than in-document disclosure engages consumer protection disclosure requirements in the EU (Consumer Rights Directive 2011/83/EU), which mandates clear pre-contractual information about refund and withdrawal …

Insight

Unlock the full institutional analysis

Enforcement risk, jurisdiction flags, contract triggers, and due diligence action items.

Applicable agencies

  • Federal Trade Commission (ftc)
    Oversees unfair or deceptive business practices and can investigate companies that mislead consumers about data collection, sharing, or use.
    Who can file: Anyone affected by the company's practices (US or international)
    What you need: Your account details, a timeline of relevant events, and a description of the specific issue
    What to expect: Complaints inform FTC enforcement priorities and investigations but do not result in individual resolution or compensation
    File a complaint →
  • State Attorney General
    State AGs in California, New York, Texas, and other states can investigate violations of state consumer protection and privacy laws, including CCPA (California), SHIELD Act (New York), and equivalents.
    Who can file: Residents of states with comprehensive privacy laws — primarily California, Virginia, Colorado, Connecticut, and Utah
    What you need: Evidence of the violation, explanation of how your state rights were affected, and your account or contact information with the company
    What to expect: Outcomes vary by state. May result in investigation, enforcement action, or requirement for the company to change practices. No direct individual compensation in most cases.

    Search "[your state] attorney general consumer complaint" to find your state's direct complaint form

Applicable regulations

FTC Act Section 5
United States Federal

Provision details

Document information
Document
Steam Subscriber Agreement
Entity
Steam
Document last updated
May 5, 2026
Tracking information
First tracked
May 10, 2026
Last verified
May 10, 2026
Record ID
CA-P-009223
Document ID
CA-D-00181
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
a48c504d9332997c76ae325e1e850bd8a71b90c3047d8b060770411f740081f4
Analysis generated
May 10, 2026 16:03 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Steam
Document: Steam Subscriber Agreement
Record ID: CA-P-009223
Captured: 2026-05-10 16:03:09 UTC
SHA-256: a48c504d9332997c…
URL: https://conductatlas.com/platform/steam/steam-subscriber-agreement/provision/CA-P-009223/billing-refunds-and-no-guarantee-of-availability/
Accessed: Sept. 8, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
Medium
Categories

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Frequently Asked Questions

What does Steam's Billing, Refunds, and No Guarantee of Availability clause do?

Refund eligibility for digital games is limited by Steam's external refund policy, which generally requires a request within 14 days of purchase and less than 2 hours of playtime, so purchases outside those parameters are typically non-refundable.

How does this clause affect you?

Digital content purchases on Steam are generally non-refundable unless they meet the conditions in Steam's separate Refund Policy, which imposes time and usage restrictions; purchases that exceed those thresholds result in no refund for the subscriber.

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 178 platforms. See the full comparison.

Is ConductAtlas affiliated with Steam?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Steam.