This analysis describes what State Farm's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The provision establishes State Farm's operational framework for accessing third-party consumer data sources and for distributing customer information across its organizational structure and external business partners. This data flow supports the underwriting and rating functions that determine policy terms and pricing.
Under these terms, State Farm uses consumer report data obtained from third parties as part of its underwriting and rating process, and shares customer information—including payment history and claims experience—with affiliated companies, agents, and consumer reporting agencies. The authorization applies to information generated through the customer's transactions with State Farm.
Cross-platform context
See how other platforms handle Consumer Reporting Agency Data Use and similar clauses.
Compare across platforms →Monitoring
State Farm has changed this document before.
Receive same-day alerts, structured change summaries, and monitoring for up to 10 platforms.
"non-State Farm parties, including consumer reporting agencies that provide us with information such as driving records, claim histories and credit information. We use customer information, sometimes including consumer report information, to do things such as: underwrite and rate your policies and accounts. We share customer information, including information about our transactions with you (such as payments) and experiences with you (such as an auto claim), within our State Farm family of companies and with State Farm agents... with consumer reporting agencies, for example, during the underwriting process.— Excerpt from State Farm's State Farm Privacy Policy
Professional Governance Intelligence
Need to monitor specific governance provisions?
Professional includes provision-level monitoring, governance timelines, regulatory mapping, and audit-ready analysis.
Built from archived source documents, structured governance mappings, and historical version tracking.
The provision establishes State Farm's operational framework for accessing third-party consumer data sources and for distributing customer information across its organizational structure and external business partners. This data flow supports the underwriting and rating functions that determine policy terms and pricing.
Under these terms, State Farm uses consumer report data obtained from third parties as part of its underwriting and rating process, and shares customer information—including payment history and claims experience—with affiliated companies, agents, and consumer reporting agencies. The authorization applies to information generated through the customer's transactions with State Farm.
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by State Farm.