The terms establish New York state and federal courts (Southern District) as the exclusive venue for disputes, unless the user has entered into Stash's Advisory Agreement, in which case the arbitration clause within that separate agreement governs and is incorporated by reference into these Terms.
This analysis describes what Stash's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This provision creates a two-tier dispute resolution framework: users who have executed the Advisory Agreement are subject to mandatory arbitration as defined in that separate document, while users who have not are subject to exclusive New York court jurisdiction. The arbitration clause's specific terms, including any class action waiver, are not disclosed in this document and require review of the Advisory Agreement.
Interpretive note: The specific terms of the incorporated arbitration clause, including any class action waiver, opt-out rights, or procedural requirements, are contained in the separate Advisory Agreement and are not reproduced in this document, making full evaluation dependent on that companion document.
Under this clause, disputes arising from these Terms are resolved in New York courts for users who have not entered an Advisory Agreement, and through arbitration for users who have. The specific scope, procedures, and any class action waiver applicable to the arbitration process are contained in the Advisory Agreement, which is incorporated by reference but not reproduced in this document.
Cross-platform context
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Compare across platforms →"Unless otherwise governed by a separate agreement, including, but not limited to, the Arbitration Agreement in the Advisory Agreement (which is incorporated into this Agreement in its entirety if you have entered into an Advisory Agreement), you and we agree and irrevocably submit to the exclusive jurisdiction of the courts of the State of New York and (to the extent it has sufficient matter jurisdiction) of the federal courts in the Southern District of New York with respect to any legal action or proceeding arising out of or relating to these Terms or the matters or services contemplated hereby.Excerpt from Stash's Terms of Use (Superseded URL)
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This provision creates a two-tier dispute resolution framework: users who have executed the Advisory Agreement are subject to mandatory arbitration as defined in that separate document, while users who have not are subject to exclusive New York court jurisdiction. The arbitration clause's specific terms, including any class action waiver, are not disclosed in this document and require review of the …
Under this clause, disputes arising from these Terms are resolved in New York courts for users who have not entered an Advisory Agreement, and through arbitration for users who have. The specific scope, procedures, and any class action waiver applicable to the arbitration process are contained in the Advisory Agreement, which is incorporated by reference but not reproduced in this …
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