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GLBA Privacy Notice Reference

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What it is

Federal law requires Stash to provide a separate Privacy Notice about how it collects and shares your nonpublic personal financial information; this notice is linked in the policy and covers additional rights and limitations not fully described in the main privacy policy.

This analysis describes what Stash's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

The GLBA Privacy Notice contains legally required disclosures about financial data sharing with nonaffiliated third parties and your right to opt out of certain sharing arrangements that are separate from and additional to the rights described in the main privacy policy.

Consumer impact (what this means for users)

You should read Stash's separate GLBA Privacy Notice (linked in the policy) in addition to this privacy policy, as it contains federally required disclosures about financial data sharing and may include opt-out rights for sharing your financial information with unaffiliated companies.

What you can do

⚠️ These actions may provide transparency or partial mitigation but may not fully address the underlying issue. Effectiveness varies by jurisdiction and individual circumstances.
  • Export Your Data
    Access Stash's GLBA Privacy Notice at the PDF link provided in the privacy policy. Review the notice to understand your rights regarding financial data sharing with nonaffiliated third parties and any available opt-out mechanisms.

How other platforms handle this

Shein Medium

enableGpcSdk: true, gpcSetting: { privacyPolicyLink: '/Privacy-Security-Policy-a-282.html' }

Target Medium

We process Global Privacy Control signals as opt-out requests for the sale or sharing of personal information.

Yelp Medium

The Service is intended for general audiences and is not directed to children under 13. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe that your child under the age of 13 has provided us with personal information without your cons...

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▸ View Original Clause Language DOCUMENT RECORD
"
In addition to the information provided in this Privacy Policy, Stash is required by federal law to provide consumers with information regarding our collection and sharing of nonpublic personal information. Please see our Privacy Notice for more information.

— Excerpt from Stash's Stash Privacy Policy

ConductAtlas Analysis

Institutional analysis (Compliance & governance intelligence)

REGULATORY LANDSCAPE: The Gramm-Leach-Bliley Act requires financial institutions to provide annual privacy notices to customers describing their information sharing practices and to provide an opt-out right for sharing nonpublic personal information with nonaffiliated third parties in certain circumstances. The FTC and federal banking regulators (including the SEC for registered investment advisers and FINRA for broker-dealers) have authority over GLBA Privacy Notice compliance. The notice must be provided at account opening and annually thereafter. GOVERNANCE EXPOSURE: Medium. The existence of a separate GLBA Privacy Notice means that Stash's complete data sharing disclosure framework spans two documents, which increases the risk that consumers will not read both and may not understand the full scope of sharing. Compliance teams must ensure the GLBA Notice is current, accurately reflects actual sharing practices, and is delivered to customers at the required intervals. JURISDICTION FLAGS: GLBA applies to all US-based financial institutions and is a federal requirement with no state-level variation in its core obligations, though state law may impose additional or stricter requirements on top of GLBA minimums. Stash's multi-affiliate structure (investment adviser, broker-dealer, banking, insurance) means GLBA obligations may apply across multiple regulated entities and must be coordinated. CONTRACT AND VENDOR IMPLICATIONS: Sharing arrangements with nonaffiliated third parties that are described in the GLBA Privacy Notice must be consistent with the opt-out rights provided to consumers. If consumers have exercised opt-out rights under the GLBA Notice, those elections must be honored in vendor data sharing arrangements. Coordination between the privacy policy and the GLBA Notice is necessary to avoid inconsistent disclosures. COMPLIANCE CONSIDERATIONS: Legal teams should verify that the GLBA Privacy Notice linked in the policy is current and that annual delivery to existing customers is operationally implemented. The Notice should be reviewed alongside the privacy policy to identify any inconsistencies in disclosed sharing practices. Opt-out mechanisms described in the GLBA Notice should be tested for operational completeness.

Full compliance analysis

Regulatory citations, enforcement risk, and due diligence action items.

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Applicable agencies

  • CFPB
    The CFPB has authority over GLBA Privacy Notice compliance for certain financial institutions, including requirements for timely delivery and accuracy of nonpublic personal information sharing disclosures.
    File a complaint →
  • SEC
    The SEC has authority over GLBA Privacy Notice compliance for registered investment advisers, including Stash Investments LLC.
    File a complaint →

Applicable regulations

CCPA/CPRA
California, USA
Connecticut Data Privacy Act Amendments
US-CT
CAN-SPAM
United States Federal
FCRA
United States Federal
FTC Act Section 5
United States Federal
GLBA
United States Federal
Indiana Consumer Data Protection Act
US-IN
Kentucky Consumer Data Protection Act
US-KY
Universal Opt-Out Mechanism Expansion 2026
US

Provision details

Document information
Document
Stash Privacy Policy
Entity
Stash
Document last updated
March 14, 2026
Tracking information
First tracked
March 15, 2026
Last verified
May 9, 2026
Record ID
CA-P-007865
Document ID
CA-D-00061
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
c314a917a32611f62e28ff71b79a50309bf3c87dea6cc7bd197833b0719565f8
Analysis generated
March 15, 2026 10:51 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Stash
Document: Stash Privacy Policy
Record ID: CA-P-007865
Captured: 2026-03-15 10:51:58 UTC
SHA-256: c314a917a32611f6…
URL: https://conductatlas.com/platform/stash/stash-privacy-policy/glba-privacy-notice-reference/
Accessed: June 9, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
Medium
Categories

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Frequently Asked Questions

What does Stash's GLBA Privacy Notice Reference clause do?

The GLBA Privacy Notice contains legally required disclosures about financial data sharing with nonaffiliated third parties and your right to opt out of certain sharing arrangements that are separate from and additional to the rights described in the main privacy policy.

How does this clause affect you?

You should read Stash's separate GLBA Privacy Notice (linked in the policy) in addition to this privacy policy, as it contains federally required disclosures about financial data sharing and may include opt-out rights for sharing your financial information with unaffiliated companies.

Is ConductAtlas affiliated with Stash?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Stash.