Provision record
Stash · Stash Privacy Policy · View original document ↗

CPRA Exemption for Financial Institution Data

High severity High confidence Explicit document language Common · 290 of 352 platforms

Key Facts

Why does Stash state that the CPRA does not apply to most of the personal information it collects from customers?
Stash states that the CPRA does not apply to most of the personal information it collects from customers because Stash is a financial institution governed by certain federal regulations.
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This analysis describes what Stash's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

If the CPRA does not apply to most data Stash collects, customers cannot rely on CPRA rights — such as the right to know, delete, or opt out of sale — for the majority of their personal information held by Stash.

Interpretive note: The word 'most' is Stash's own qualifier — some personal information Stash collects may still fall under the CPRA. The canonical claim preserves this qualifier exactly.

Clause Stability Stable

0
Changes
5
Months Monitored
Jul 10, 2026
First Seen
Jul 10, 2026
Last Seen
This clause type exists across 5148 other provisions on other platforms.

Consumer impact (what this means for users)

For most of the personal information Stash collects, you cannot exercise CPRA rights because Stash claims that data falls under a federal financial institution exemption.

How other platforms handle this

Square Medium

to request that your data be transferred to a third party (data portability)

Google Cloud Medium

Your organization may allow you to access and export your data in order to back it up or transfer it to a service outside of Google.

Roblox Medium

Further, you may take legal actions in relation to any potential breach of your rights regarding the processing of your Personal Information, as well as to lodge complaints before the competent data prot...

See all platforms with this clause type →
▸ View Original Clause Language DOCUMENT RECORD
"
The CPRA does not apply to non-public personal information collected by financial institutions governed by certain federal regulations. As a result, the CPRA does not apply to most of the personal information that Stash collects from you as a customer.

Excerpt from Stash's Privacy Policy

Applicable regulations

CCPA/CPRA
California, USA
Connecticut Data Privacy Act Amendments
US-CT
CAN-SPAM
United States Federal
FCRA
United States Federal
FTC Act Section 5
United States Federal
GLBA
United States Federal
Indiana Consumer Data Protection Act
US-IN
Kentucky Consumer Data Protection Act
US-KY
Universal Opt-Out Mechanism Expansion 2026
US

Provision details

Document information
Document
Stash Privacy Policy
Entity
Stash
Document last updated
March 14, 2026
Tracking information
First tracked
March 15, 2026
Last verified
May 9, 2026
Record ID
CA-P-021029
Document ID
CA-D-00061
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
c314a917a32611f62e28ff71b79a50309bf3c87dea6cc7bd197833b0719565f8
Analysis generated
March 15, 2026 10:51 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Stash
Document: Stash Privacy Policy
Record ID: CA-P-021029
Captured: 2026-03-15 10:51:58 UTC
SHA-256: c314a917a32611f6…
URL: https://conductatlas.com/platform/stash/stash-privacy-policy/provision/CA-P-021029/cpra-exemption-for-financial-institution-data/
Accessed: Aug. 27, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
High
Categories

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Frequently Asked Questions

What does Stash's CPRA Exemption for Financial Institution Data clause do?

If the CPRA does not apply to most data Stash collects, customers cannot rely on CPRA rights — such as the right to know, delete, or opt out of sale — for the majority of their personal information held by Stash.

How does this clause affect you?

For most of the personal information Stash collects, you cannot exercise CPRA rights because Stash claims that data falls under a federal financial institution exemption.

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 290 platforms. See the full comparison.

Is ConductAtlas affiliated with Stash?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Stash.