This analysis describes what Stash's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
If the CPRA does not apply to most data Stash collects, customers cannot rely on CPRA rights — such as the right to know, delete, or opt out of sale — for the majority of their personal information held by Stash.
Interpretive note: The word 'most' is Stash's own qualifier — some personal information Stash collects may still fall under the CPRA. The canonical claim preserves this qualifier exactly.
For most of the personal information Stash collects, you cannot exercise CPRA rights because Stash claims that data falls under a federal financial institution exemption.
How other platforms handle this
In certain circumstances, the right to data portability, which means that you can request that we provide certain Personal Data we hold about you in a machine-readable format
If you want to see what information we have collected about you, you can request a copy of your data in the Data & Privacy section of your User Settings. You should receive your data packet within 30 days.
For data portability requests, We will select a format to provide Your personal information that is readily useable and should allow You to transmit the information from one entity to another entity without hindrance.
Monitoring
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"The CPRA does not apply to non-public personal information collected by financial institutions governed by certain federal regulations. As a result, the CPRA does not apply to most of the personal information that Stash collects from you as a customer.— Excerpt from Stash's Stash Privacy Policy
Ad personalization controls removed. Contact scanning added. Advertiser data partnerships quietly dropped. A timeline of every change.
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If the CPRA does not apply to most data Stash collects, customers cannot rely on CPRA rights — such as the right to know, delete, or opt out of sale — for the majority of their personal information held by Stash.
For most of the personal information Stash collects, you cannot exercise CPRA rights because Stash claims that data falls under a federal financial institution exemption.
ConductAtlas has identified this type of provision across 291 platforms. See the full comparison.
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