Snapchat can change its rules at any time and can delete your account with no reason given; continuing to use the app after a change means you agree to the new terms.
Snap can suspend or permanently delete your Snapchat account at any time without providing a reason, causing you to lose your Memories, friends list, and Snapstreak history, with very limited right of appeal.
How other platforms handle this
Any use or access to Pinterest by anyone under the age of 13 is not allowed. If you are older than 13, you can use Pinterest if you are over the minimum age of consent in your country. If you are 13 to 18, you may only use the Service with the permission of your parent or legal guardian.
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You could lose access to your account, all your saved Memories, and connections without warning and without being given a specific reason, and new terms you disagree with automatically apply if you keep using the app.
(1) REGULATORY FRAMEWORK: This provision implicates the EU Digital Services Act (DSA) Art. 17, which requires platforms to provide a statement of reasons for content or account restrictions and an internal complaint mechanism; GDPR Art. 17 (right to erasure — Snap's termination power must be balanced against users' right to receive their data); EU Consumer Rights Directive 2011/83/EU (unfair contract terms under Council Directive 93/13/EEC Art. 3, which prohibits terms causing significant imbalance in parties' rights); and FTC Act Section 5 (unfair practices if termination is applied in a discriminatory or deceptive manner). (2)
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Regulatory citations, enforcement risk, and due diligence action items.
Watcher: regulatory citations. Professional: full compliance memo.