Provision record
Revolut · Revolut Terms of Service · View original document ↗

Safeguarding client money obligation

High severity High confidence Explicit document language Unique · 0 of 352 platforms

Key Facts

How does Revolut safeguard customer money?
Revolut safeguards customer money by placing it into dedicated client money bank accounts held with large commercial or central banks, or by investing it in low-risk assets approved by its regulator.
Where does Revolut place customer money?
Revolut safeguards customer money by placing it into dedicated client money bank accounts held with large commercial or central banks, or by investing it in low-risk assets approved by its regulator.
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This analysis describes what Revolut's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

The safeguarding method determines how customer funds are protected in the event of Revolut's insolvency, and defines the nature of that protection as distinct from FSCS deposit insurance.

Clause Stability Stable

0
Changes
3
Months Monitored
Jul 10, 2026
First Seen
Jul 10, 2026
Last Seen
This clause type exists across 1255 other provisions on other platforms.

Consumer impact (what this means for users)

Readers can expect their funds to be held in dedicated client money bank accounts or in regulator-approved low-risk assets rather than commingled with Revolut's own money.

How other platforms handle this

Skillshare Medium

If you have reason to believe that your interaction with us is no longer secure...please let us know immediately by contacting us as indicated in the Contact Us section below.

Baseten Medium

These payment processors adhere to the standards set by PCI-DSS as managed by the PCI Security Standards Council, which is a joint effort of brands like Visa, Mastercard, American Express and Discover.

GitHub Medium

GitHub uses appropriate administrative, technical, and physical security controls to protect your Personal Data.

See all platforms with this clause type →
▸ View Original Clause Language DOCUMENT RECORD
"
We quickly either: place it into one of the dedicated client money bank accounts that we hold with large commercial or central banks... or invest it in low-risk assets that have been approved by our regulator...

Excerpt from Revolut's Terms of Service

Provision details

Document information
Document
Revolut Terms of Service
Entity
Revolut
Document last updated
May 5, 2026
Tracking information
First tracked
May 7, 2026
Last verified
May 9, 2026
Record ID
CA-P-047737
Document ID
CA-D-00537
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
dd2855c2166101fdadb6a8e3e97b02fc79639d104ba68c524616a93402f8e564
Analysis generated
May 7, 2026 07:17 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Revolut
Document: Revolut Terms of Service
Record ID: CA-P-047737
Captured: 2026-05-07 07:17:45 UTC
SHA-256: dd2855c2166101fd…
URL: https://conductatlas.com/platform/revolut/revolut-terms-of-service/provision/CA-P-047737/safeguarding-client-money-obligation/
Accessed: Aug. 24, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
High
Categories

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Frequently Asked Questions

What does Revolut's Safeguarding client money obligation clause do?

The safeguarding method determines how customer funds are protected in the event of Revolut's insolvency, and defines the nature of that protection as distinct from FSCS deposit insurance.

How does this clause affect you?

Readers can expect their funds to be held in dedicated client money bank accounts or in regulator-approved low-risk assets rather than commingled with Revolut's own money.

Is ConductAtlas affiliated with Revolut?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Revolut.