“We quickly either: place it into one of the dedicated client money bank accounts that we hold with large commercial or central banks... or invest it in low-risk assets that have been approved by our regulator...”
This analysis describes what Revolut's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The safeguarding method determines how customer funds are protected in the event of Revolut's insolvency, and defines the nature of that protection as distinct from FSCS deposit insurance.
Readers can expect their funds to be held in dedicated client money bank accounts or in regulator-approved low-risk assets rather than commingled with Revolut's own money.
How other platforms handle this
We've distilled our commitment into six core values: Fairness Reliability and safety Privacy and security Transparency Accountability Inclusiveness
These choices do not apply to certain informational communications including important information and documentation relating to your account.
We implement commercially reasonable technical, administrative, and organizational measures designed to protect Personal Data from loss, misuse, and unauthorized access, disclosure, alteration, or destruction.
"We quickly either: place it into one of the dedicated client money bank accounts that we hold with large commercial or central banks... or invest it in low-risk assets that have been approved by our regulator...Excerpt from Revolut's Terms of Service
Get the research letter
Companies change their terms quietly. We read every version and catch what actually changed. One email a week on the changes that matter and what they mean.
The safeguarding method determines how customer funds are protected in the event of Revolut's insolvency, and defines the nature of that protection as distinct from FSCS deposit insurance.
Readers can expect their funds to be held in dedicated client money bank accounts or in regulator-approved low-risk assets rather than commingled with Revolut's own money.
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Revolut.