Provision record
Revolut · Revolut Terms of Service · View original document ↗

Revolut right of set-off across accounts

High severity High confidence Explicit document language Unique · 0 of 352 platforms

Key Facts · in the document’s own words

May Revolut take amounts owed to it from amounts it is due to pay to the customer?
“We may, at any time, without notice or demand take the amount you owe us from any amount we are due to pay to you including any other Account you hold with us either solely or jointly. We call this our right of set-off.”
Version CA-V-001209, captured May 5, 2026 · live source ↗
Our reading, not the document’s words
Revolut may, at any time, without notice or demand, take amounts owed to it from any amount it is due to pay to the customer, including from any other Account the customer holds with Revolut solely or jointly.
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This analysis describes what Revolut's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

The right to act without notice or demand and to reach across multiple accounts—including joint accounts—means Revolut can recover debts immediately and from funds a customer may not expect to be affected.

Consumer impact (what this means for users)

Readers who owe Revolut money may have that amount taken without notice from any balance Revolut owes them, including balances in other sole or joint Revolut accounts.

How other platforms handle this

Lyft Medium

You retain the sole right to determine when, where, and for how long you will use the Lyft Platform. Lyft does not, and shall not be deemed to, unilaterally prescribe specific dates, times of day, or any minimum number of hours...

Public.com Medium

These choices do not apply to certain informational communications including important information and documentation relating to your account.

Microsoft Medium

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See all platforms with this clause type →
▸ View Original Clause Language DOCUMENT RECORD
"
We may, at any time, without notice or demand take the amount you owe us from any amount we are due to pay to you including any other Account you hold with us either solely or jointly. We call this our right of set-off.

Excerpt from Revolut's Terms of Service

Provision details

Document information
Document
Revolut Terms of Service
Entity
Revolut
Tracking information
First captured by ConductAtlas
May 5, 2026
Text quoted from version
CA-V-001209, captured May 5, 2026
Record ID
CA-P-047862
Document ID
CA-D-000537
Evidence Provenance
Source URL
Wayback Machine
Extracted-text SHA-256 (version CA-V-001209)
584225d707c3ecb797a8bdc0d0d8691744c2f48567746a383916f483dea20945
Analysis generated
May 7, 2026 07:17 UTC
Methodology
Evidence
✓ Excerpt found verbatim in version CA-V-001209 (checked Oct. 5, 2026)
Citation Record
Entity: Revolut
Document: Revolut Terms of Service
Record ID: CA-P-047862
Version: CA-V-001209
Captured: 2026-05-05 05:58:09 UTC
SHA-256: 584225d707c3ecb7…
URL: https://conductatlas.com/platform/revolut/revolut-terms-of-service/provision/CA-P-047862/revolut-right-of-set-off-across-accounts/
Accessed: Oct. 8, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
High
Categories

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Frequently Asked Questions

What does Revolut's Revolut right of set-off across accounts clause do?

The right to act without notice or demand and to reach across multiple accounts—including joint accounts—means Revolut can recover debts immediately and from funds a customer may not expect to be affected.

How does this clause affect you?

Readers who owe Revolut money may have that amount taken without notice from any balance Revolut owes them, including balances in other sole or joint Revolut accounts.

Is ConductAtlas affiliated with Revolut?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Revolut.